Madison County and Oneida City property record for 435 Broad St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,328 sqft · built 1918 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Dec 2020) |
| Tax Bill | $7,832 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2020 Sale & Mortgage + 1 more |
| APN | 251201 38.40-1-54 |
| Primary APN | 251201 38.40-1-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| 2nd Floor Area | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 439 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 BROAD ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | IN 100 YR FLOODPLAIN |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30102 |
435 Broad St is owned and occupied by an individual who acquired it in July 2026.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 BROAD ST, ONEIDA, NY 13421-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer ALLIED AMERICAN ABSTRACT |
| Dec 17, 2020 | Grant Deed, Transfer · Conventional with PMI AMERICU CU |
| Aug 9, 2017 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Prior Sale | Jan 28, 1999 · Amount on File |
| Deed Document Number | 20206961 |
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0000003288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 435 BROAD ST, ONEIDA, NY 13421-2447 |
| Document Number | 0000003288 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20263288 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | ALLIED AMERICAN ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 BROAD ST, ONEIDA, NY 13421-2447 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 17, 2020 |
| Property Address | 435 BROAD ST, ONEIDA, NY 13421-2447 |
| Document Number | 0000006961 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 6961 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 WATERS AVE VERNON NY 134763625, VERNON, NY 13476-3625 |
| Document Number | 6962 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 6962 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 9, 2017 |
| Property Address | 435 BROAD ST, ONEIDA, NY 13421-2447 |
| Document Number | 0000004393 |
| Instrument Date | Jun 24, 2017 |
| Instrument | 4393 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2017 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 435 Broad St was $7,832, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,832.00 (-1.48%) | ||
| 2025 | $7,950.00 | $159,800 Land $12,700 Building $147,100 | $225,070 Land $17,887 Building $207,183 |
| 2023 | $159,800 (-) Land $12,700 Building $147,100 | $210,263 (+9.21%) Land $16,711 Building $193,552 | |
| 2022 | $3,981.00 Additional exemption filed | $159,800 Land $12,700 Building $147,100 | $192,530 Land $15,301 Building $177,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 435 Broad St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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