435 Beverly Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 435 Beverly Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,224 sqft · built 1963
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2017)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690289-2020-202`

Property Details

APN / Parcel Number

Primary APN	`690289-2020-202`
Alternative APNs	`0720-02-2062-00000` `072003012916000` `008249143`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,085 sqft
1st Floor Area	1,938 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	158 sqft
Deck Area	513 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	690289-2020-202
Street Address	435 BEVERLY RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT: 0000-0000
Legal Subdivision	SURVEY FOR CHARLEEN & RUSSELL LONG
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1017
Census Tract	3105

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 BEVERLY RD, BLACK MOUNTAIN, NC 28711-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Book / Page	5619 / 1943
Prior Transfer Date	Mar 4, 2004
Prior Transfer Doc	0035690006
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	435 BEVERLY RD, BLACK MOUNTAIN, NC 28711-9452
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060090217
Date	Jan 20, 2021
Book Page	6009/217

Lender

Name	BAXTER CU
Type	Credit Union
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	435 BEVERLY RD, BLACK MOUNTAIN, NC 28711-9452
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060090235
Date	Jan 20, 2021
Book Page	6009/235

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	435 BEVERLY RD, BLACK MOUNTAIN, NC 28711-9452
Document Number	0056740715
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 BEVERLY RD BLACK MOUNTAIN NC 287119452, BLACK MOUNTAIN, NC 28711-9452

Mortgage

Document Number	0056740715
Date	Jun 18, 2018
Book Page	005674/000715

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2028

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 14, 2017
Property Address	435 BEVERLY RD, BLACK MOUNTAIN, NC 28711-9452
Document Number	0056191943
Book / Page	005619 / 001943
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 BEVERLY RD BLACK MOUNTAIN NC 287119452, BLACK MOUNTAIN, NC 28711-9452

Mortgage

Document Number	56191946
Date	Dec 14, 2017
Book Page	005619/001946

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2037

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+2%)	$367,400 (-2.49%) Land $41,900 Building $325,500	$367,400 (-2.49%) Land $41,900 Building $325,500
2024	$2,353.00 (+3.25%)
2023	$2,279.00	$376,800	$376,800 (+2.56%) Land $41,900 Building $334,900
2021			$367,400 Land $41,900 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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