435 Bedinger St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 435 Bedinger St, Elsmere, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1920
Lot Size	0.082 acres (3,595 sqft)
Owner	Company Name on File
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-40-15-003.00`

Property Details

APN / Parcel Number

Primary APN	`003-40-15-003.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Finished Area

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,595 sqft
Lot Dimensions	143 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0034015003.00
Street Address	435 BEDINGER ST
City	ELSMERE
State	KY
Zip	41018-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOT 1807 25'X 143.78' IRREG
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	1807
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	65700

Owner

Source: Kenton County records · APN 003-40-15-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3353 MADISON PIKE, FT WRIGHT, KY 41017-8153
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK
Jan 06, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jan 23, 2019
Last Transfer Date	Jan 06, 2020
Transfer Doc	0000000173
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	435 BEDINGER ST, ELSMERE, KY 41018-2002
Document Number	0000000168
Instrument Date	Feb 07, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT MITCHELL KY 410178153, FORT MITCHELL, KY 41017-8153

Mortgage

Document Number	0000000168
Date	Feb 19, 2020
Book Page	000M13/000238
Instrument	168

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2040

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 06, 2020
Property Address	435 BEDINGER ST, ELSMERE, KY 41018-2002
Document Number	0000000173
Book / Page	000001 / 000118
Instrument Date	Dec 18, 2019
Instrument	173
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE COVINGTON KY 410178153, COVINGTON, KY 41017-8153

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jan 23, 2019
Property Address	435 BEDINGER ST, ELSMERE, KY 41018-2002
Document Number	0000000206
Book / Page	0C6587 / 000343
Instrument Date	Nov 05, 2018
Instrument	206
Transaction Type	Foreclosure
Record Updated	Feb 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 KINGSLEY DR CINCINNATI OH 452271114, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+1.32%)	$96,100 (-) Land $10,000 Building $86,100	$96,100 (-) Land $10,000 Building $86,100
2023	$1,440.00	$96,100 Land $10,000 Building $86,100	$96,100 Land $10,000 Building $86,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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