435 B Leazer Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 435 B Leazer Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,259 sqft · built 2020
Lot Size	3.66 acres (159,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2021)
Tax Bill	$3,937 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`474 076`

Property Details

APN / Parcel Number

Primary APN	`474 076`
Alternative APN	`6190965`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,259 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	159,430 sqft (3.66 acres)
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Shed	1 Shed
Shed Area	480 sqft
Canopy	100 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	435 B LEAZER RD
City	SALISBURY
State	NC
Zip	28147-8261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 3.66AC
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4017
Census Tract	51201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 B LEAZER RD, SALISBURY, NC 28147-8261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 6, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage COGENT BANK
Feb 20, 2020	Warranty Deed, Construction Loan · Construction Mortgage COGENT BANK
Nov 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Book / Page	1372 / 48
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	435 B LEAZER RD, SALISBURY, NC 28147-8261
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 B LEAZER RD, SALISBURY, NC 28147-8261

Mortgage

Document Number	0013920447
Date	Jan 5, 2022
Book Page	1392/447

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 6, 2021
Property Address	435 B LEAZER RD, SALISBURY, NC 28147-8261
Document Number	0013720048
Book / Page	1372 / 48
Map Reference	MB 9995 PG 4819
Instrument Date	Mar 31, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 213, 4311, HARRISBURG, NC 28075-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 B LEAZER RD, SALISBURY, NC 28147-8261

Mortgage

Document Number	137249
Date	Apr 6, 2021
Instrument	1372/49

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 20, 2020
Property Address	435 B LEAZER RD, SALISBURY, NC 28147-8261
Document Number	0013430796
Book / Page	1343 / 0796
Map Reference	MB 9995 PG 4819
Instrument Date	Feb 20, 2020
Transaction Type	Construction Loan
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6388 MOREHEAD RD, 6388, HARRISBURG, NC 28075-8489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 213, 213, HARRISBURG, NC 28075-7510

Mortgage

Document Number	13430797
Date	Feb 20, 2020
Instrument	1343/0797

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 13, 2019
Property Address	435 B LEAZER RD, SALISBURY, NC 28147-8261
Document Number	0013380002
Book / Page	001338 / 000002
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6388 MOREHEAD RD HARRISBURG NC 280758489, HARRISBURG, NC 28075-8489

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,937.00	$581,167 (-) Land $61,792 Building $519,375	$581,167 (-) Land $61,792 Building $519,375
2023	$3,937.00	$581,167 Land $61,792 Building $519,375	$581,167 Land $61,792 Building $519,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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