435 Anderson Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 435 Anderson Ln, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 805 sqft · built 2010
Lot Size	3.23 acres (140,699 sqft)
Owner	Company Name on File
Tax Bill	$1,700 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R0788432`

Property Details

APN / Parcel Number

Primary APN	`R0788432`
Alternative APNs	`07-3966-09-3-03-60-0000` `0000967818`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	805 sqft Living Area
1st Floor Area	549 sqft
2nd Floor Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	140,699 sqft (3.23 acres)
Porch	Slab
Porch Area	320 sqft
Pole Barn	513 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000967818
Street Address	435 ANDERSON LN
City	KALISPELL
State	MT
Zip	59901-7864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RIVERSIDE GARDEN, S09, T28 N, R21 W, LOT 1, ACRES 3.23, ASSR# 0000967818
Legal Range	21W
Legal Township	28N
Legal Section	09
Legal Subdivision	RIVERSIDE GARDEN
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3034
Census Tract	1202

Owner

435 Anderson Ln, a rural home, is owned by a company that acquired it in November 2018.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION
Sep 30, 2025	Deed of Trust, Mortgage · Construction Mortgage WHITEFISH CU
Nov 5, 2018	Warranty Deed, Transfer NORTHWEST FARM CRDIT SERVICES FLCA
Aug 2, 2018	Intrafamily Transfer, Transfer
Nov 7, 2018	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018
Deed Sale	Nov 7, 2018
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	201827242
Prior Transfer Date	Nov 12, 2017
Prior Transfer Doc	0000017041
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 27, 2026
Property Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Document Number	0000015081
Instrument Date	Jul 21, 2026
Instrument	202615081
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	435 ANDERSON LN, KALISPELL, MT 59901-7864

Mortgage

Document Number	0000015081,
Date	Jul 27, 2026
Instrument	202615081

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ANDERSON LN, KALISPELL, MT 59901-7864

Mortgage

Document Number	202500021239
Date	Sep 30, 2025
Instrument	202500021239

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 5, 2018
Property Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Document Number	201800027079
Instrument Date	Nov 5, 2018
Instrument	201800027079
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ANDERSON LN, KALISPELL, MT 59901-7864

Mortgage

Document Number	201800027080
Date	Nov 5, 2018
Instrument	201800027080

Lender

Name	NORTHWEST FARM CRDIT SERVICES FLCA
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Aug 2, 2018
Property Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Document Number	201800017041
Instrument Date	Nov 12, 2017
Instrument	201800017041
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 KARA DR, 175, KALISPELL, MT 59901-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 2ND AVE E, KALISPELL, MT 59901-5412

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 7, 2018
Property Address	435 ANDERSON LN, KALISPELL, MT 59901-7864
Document Number	201800027242
Instrument Date	Jun 1, 2010
Instrument	201800027242
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 SHEEPHERDER HILL RD, 379, KALISPELL, MT 59901-7160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2601, KALISPELL, MT 59903-2601

Tax Assessment & Valuation

The 2026 property tax bill for 435 Anderson Ln was $1,700, up 83.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00 (+83.19%)	$244,409 (-)
2025	$928.00	$244,409	$244,409 Land $5,069 Building $239,340
2023	$2,954.00	$345,100	$345,100 Land $171,984 Building $173,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Anderson Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Anderson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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