435 Admiral Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 435 Admiral Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,721 sqft · built 1998
Lot Size	0.401 acres (17,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,387,000 (Jun 2025)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5523-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5523-8`
Alternative APNs	`00-2S-22-0515-0000-1000` `22S200051500001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,721 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	2,721 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	17,477 sqft (0.401 acres)
Garage Type	Attached
Garage Area	634 sqft
Porch	Finished/Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 ADMIRAL CT
City	DESTIN
State	FL
Zip	32541-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMODORE POINT S/D LOT 100
Legal Subdivision	COMMODORE POINT S/D
Legal Block	1
Legal Lot Number	100
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 SWEET TEA LN, FREEPORT, FL 32439-7648
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Gift Deed, Transfer ACCOMMODATION
Jul 10, 2018	Warranty Deed, Transfer · ARM TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20253760085
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0035624234
Record Updated	Jun 8, 2026

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 27, 2021
Property Address	435 ADMIRAL CT, DESTIN, FL 32541-5303
Document Number	0035624234
Book / Page	3562 / 4234
Map Reference	MB 16 PG 73-76
Instrument Date	Jul 22, 2021
Instrument	3475096
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	435 ADMIRAL CT, DESTIN, FL 32541-5303

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 10, 2018
Property Address	435 ADMIRAL CT, DESTIN, FL 32541-5303
Document Number	0033581410
Book / Page	3358 / 1410
Map Reference	MB16 PG73-76
Instrument Date	Jun 28, 2018
Instrument	3218449
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	H & S TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 HIGHLAND AVE, 641, WADLEY, AL 36276-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 TRESQUESTA DR, DESTIN, FL 32541-4762

Mortgage

Document Number	0003218450
Date	Jul 10, 2018
Instrument	3218450

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,825.00 (+5.2%)	$591,464 (+5.99%)	$965,807 (+17.64%) Land $413,751 Building $552,056
2023	$5,537.00 (+2.2%) Homeowner's exemption	$558,053 (+3%)	$820,959 (+9.02%) Land $307,124 Building $513,835
2022	$5,418.00 Homeowner's exemption	$541,799	$753,027 Land $265,908 Building $487,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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