Polk County property record for 435 3rd St SW, Winter Haven, FL 33880
| Property Type | Parking Lot |
|---|---|
| Lot Size | 0.529 acres (23,056 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,629 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-620000-004041 |
| Primary APN | 26-28-29-620000-004041 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,056 sqft (0.529 acres) |
|---|---|
| View / Lot | Commercial |
| Street Address | 435 3RD ST SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-3412 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Parking Lot |
| Legal Description | OVERSTREETS SUB PB 12 PG 8 BLK 4 LOTS 4 & 9 LESS N 10 FT THEREOF & LOTS 7 & 8 & ALLEY LYING BETWEEN LOTS 4 & 9 LESS N 10 FT THEREOF & E1/2 OF ALLEY W OF LOTS 7 & 8 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | OVERSTREETS SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 4,7-9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13901 |
435 3rd St SW, a commercial property, is owned by a company.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7378, WINTER HAVEN, FL 33883-7378 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 435 3rd St SW was $1,629, up 23.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,696 (+1%) | $111,586 (+1.04%) Land $69,165 Building $42,421 | |
| 2025 | $1,629.00 (+23.6%) | $76,087 | $110,433 Land $69,165 Building $41,268 |
| 2024 | $1,318.00 (-3.8%) | ||
| 2023 | $1,370.00 (-29.96%) | $71,185 (-31.31%) Land $51,874 Building $19,311 | $71,185 (-31.31%) Land $51,874 Building $19,311 |
| 2022 | $1,956.00 | $103,628 Land $51,874 Building $51,754 | $103,628 Land $51,874 Building $51,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 3rd St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 435 3rd St SW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Alternative Choice Wireless, AT&T, Frontier.
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