435 39th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 435 39th Ct, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,696 sqft · built 1989
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2021)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	Jan 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00020-0000-00013.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00020-0000-00013.0`
Alternative APN	`80175`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,696 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	151 ft deep x 161 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1,935 sqft

Exterior Amenities

Pool Area	1,140 sqft
Porch	Open Porch
Porch Area	358 sqft
Patio Area	707 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 39TH CT
City	VERO BEACH
State	FL
Zip	32968-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	FLORENCE ACRES SUB LOT 13 PBI 11-88
Legal Subdivision	FLORENCE ACRES SUB
Legal Lot Number	13
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3005
Census Tract	50702

Owner

435 39th Ct is owned and occupied by two individuals who acquired it in January 2022.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 39TH CT, VERO BEACH, FL 32968-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer ATTORNEY
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Apr 2, 2009 · Amount on File
Deed Document Number	202138954
Deed Book / Page	3427 / 991
Last Transfer Date	Jan 14, 2022
Transfer Doc	0035061851
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 28, 2022
Property Address	435 39TH CT, VERO BEACH, FL 32968-1943
Document Number	0035061851
Book / Page	3506 / 1851
Map Reference	MB 11 PG 88
Instrument Date	Jan 14, 2022
Instrument	3120220005947
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 39TH CT, VERO BEACH, FL 32968-1943

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 28, 2021
Property Address	435 39TH CT, VERO BEACH, FL 32968-1943
Document Number	0034270991
Book / Page	3427 / 991
Map Reference	MB 11 PG 88
Instrument Date	May 28, 2021
Instrument	3120210038954
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 34TH AVE, 1455, VERO BEACH, FL 32960-2741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 39TH CT, VERO BEACH, FL 32968-1943

Mortgage

Document Number	3427993
Date	May 28, 2021
Instrument	3427/993

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 435 39th Ct was $6,213 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,213.00 Homeowner's exemption	$427,133	$555,197 Land $76,893 Building $478,304
2023	$5,385.00 (+2.53%)	$403,005 (+3%)	$537,777 (+14.57%) Land $76,893 Building $460,884
2022	$5,252.00	$391,267	$469,388 Land $76,893 Building $392,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 39th Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 39th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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