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435 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 435 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1920
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jun 2023)
Tax Bill$2,010 (2026)
Deeds & MortgagesJun 2023 Sale
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN82-45273-0000

Property Details

APN / Parcel Number

Primary APN82-45273-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Lot Width42 ft Width
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address435 23RD AVE N
CitySAINT CLOUD
StateMN
Zip56303-3844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 005 BLK 006 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionCENTRAL PARK ADD
Legal Block6
Legal Lot Number5
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address435 23RD AVE N, SAINT CLOUD, MN 56303-3844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer
THE TITLE FIRM, THE TITLE TEAM
Jun 13, 2017Warranty Deed, Transfer
BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleJun 13, 2017 · Amount on Record
Deed Document Number20231546819
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 20, 2023
Property Address435 23RD AVE N, SAINT CLOUD, MN 56303-3844
Document Number00A1654888
Instrument DateJun 15, 2023
InstrumentA1654888
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 23RD AVE N, SAINT CLOUD, MN 56303-3844
InvestorPossibly a Property Investor

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 13, 2017
Property Address435 23RD AVE N, SAINT CLOUD, MN 56303-3844
Document Number00A1497619
Instrument DateJun 9, 2017
InstrumentA1497619
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
Tax$512.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address435 23RD AVE N, SAINT CLOUD, MN 56303-3844

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,010.00 (+24.54%)
2025$163,600 (+4.2%) Land $25,000 Building $138,600$163,600 (+4.2%) Land $25,000 Building $138,600
2023$1,614.00$157,000 Land $25,000 Building $132,000$157,000 Land $25,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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