435 1st St S, Winter Haven, FL 33880 Property Records

Polk County property record for 435 1st St S, Winter Haven, FL 33880

Property Summary

Property TypeCommercial Office
Details1 ba · 1,440 sqft · built 1962
Lot Size0.119 acres (5,197 sqft)
OwnerCompany Name on Record
Tax Bill$2,761 (2025)
Flood ZoneZone X (minimal risk)
APN26-28-29-634030-006011

Property Details

APN / Parcel Number

Primary APN26-28-29-634030-006011
Alternative APNs
  • 292826634030006011
  • 92826000

Interior

Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area1,440 sqft Gross Area
1st Floor Area1,440 sqft
Utility Area24 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1996
Roof MaterialOther
Lot Area5,197 sqft (0.119 acres)
Lot Dimensions87 ft deep x 60 ft wide
View / LotCommercial

Location & Zoning

Street Address435 1ST ST S
CityWINTER HAVEN
StateFL
Zip33880-3568
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionREVISED PLAT OF BLKS 4 5 6 7 OF SOUTH COLLEGE ADD PB 4 PG 74 S29 T28 R26 BLK 6 LOTS 1 & 2 LESS N 73 FT LESS R/W ON SR #557
Legal SubdivisionSOUTH COLLEGE ADDITION REVISED
Legal Tract634030
Legal Block4,6
Legal Lot Number1,2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2020
Census Tract13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address150 SPENCER SHRS, HAINES CITY, FL 33844-8520
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 4, 2020
Transfer Doc0000031527
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,298 (+1%)$173,815 (-1.71%) Land $48,045 Building $125,770
2025$2,761.00 (+18.7%)$132,998 (+6.7%)$176,830 (+41.87%) Land $48,045 Building $128,785
2023$2,326.00 (+6.89%)$124,644 (+3.16%) Land $40,254 Building $84,390$124,644 (+3.16%) Land $40,254 Building $84,390
2022$2,176.00$120,824 Land $40,254 Building $80,570$120,824 Land $40,254 Building $80,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Alternative Choice Wireless, AT&T, Frontier.

Nearby Properties on 1st St S

Nearby Streets

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