435 14th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 435 14th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Oct 2023)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00007-0180-00011.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00007-0180-00011.0`
Alternative APN	`77985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 53 ft wide
Garage Area	216 sqft
Driveway	Driveway
Driveway Area	552 sqft
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	77985
Street Address	435 14TH AVE
City	VERO BEACH
State	FL
Zip	32962-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	ROYAL POINCIANA PARK NO 2 IRF BLK 18 LOT 11 PBI 4-44
Legal Range	39
Legal Township	33
Legal Section	14
Legal Subdivision	ROYAL POINCIANA PARK NO 2
Legal Block	18
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3033
Census Tract	50602

Owner

435 14th Ave is owned and occupied by an individual who bought it in October 2023.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	435 14TH AVE, VERO BEACH, FL 32962-2161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Prior Sale	Jun 22, 2005 · Amount on File
Deed Document Number	3120230053220
Deed Book / Page	3657 / 1386
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 23, 2023
Property Address	435 14TH AVE, VERO BEACH, FL 32962-2161
Document Number	0036571386
Book / Page	3657 / 1386
Map Reference	MB 4 PG 44
Instrument Date	Oct 18, 2023
Instrument	3120230053220
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1943 DUG HILL RD, ROSSITER, PA 15772-7605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 PLEASANT ST, DIGHTON, MA 02715-1503

Mortgage

Document Number	0036571388
Date	Oct 23, 2023
Instrument	3657/1388

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 435 14th Ave was $2,840.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00	$209,714 Land $23,562 Building $186,152	$209,714 Land $23,562 Building $186,152
2023	$2,674.00 (+10.31%)	$198,576 (+14.41%) Land $19,278 Building $179,298	$198,576 (+14.41%) Land $19,278 Building $179,298
2022	$2,424.00	$173,561 Land $19,278 Building $154,283	$173,561 Land $19,278 Building $154,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 14th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 14th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250