Charlotte County property record for 43498 Waterside Trl, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,983 sqft · built 2023 |
| Lot Size | 0.327 acres (14,249 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,135,000 (Sep 2023) |
| Tax Bill | $9,531 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Mar 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-29-314-016 |
| Primary APN | 42-26-29-314-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,983 sqft Living Area |
| Gross Area | 4,513 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,249 sqft (0.327 acres) |
| Driveway | Driveway |
| Driveway Area | 1,432 sqft |
| Pool Area | 36 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 43498 WATERSIDE TRL |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 1B1 0000 0476 BABCOCK RANCH PHASE 1B1 LOT 476 4392/1202 4904/570 3313093 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 29 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1B |
| Legal Lot Number | 476 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 43498 WATERSIDE TRL, PUNTA GORDA, FL 33982-6007 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 11, 2023 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Mar 7, 2019 | Loan Modification, Mortgage · Line of Credit FIRST FL INTEGRITY BK |
| Dec 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 3313093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 11, 2023 |
| Property Address | 43498 WATERSIDE TRL, PUNTA GORDA, FL 33982-6007 |
| Document Number | 0003313093 |
| Map Reference | MB 22 PG 10 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 3313093 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,945.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 43498 WATERSIDE TRL, PUNTA GORDA, FL 33982-6007 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 7, 2019 |
| Property Address | 43498 WATERSIDE TRL, PUNTA GORDA, FL 33982-6007 |
| Document Number | 0044130764 |
| Book / Page | 004413 / 000764 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2689709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089 |
| Document Number | 44130764 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 004413/000764 |
| Instrument | 2689709 |
| Name | FIRST FL INTEGRITY BK |
|---|---|
| Type | Bank |
| Address | 3560 KRAFT RD, NAPLES, FL 34105-5035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 43498 WATERSIDE TRL, PUNTA GORDA, FL 33982-6007 |
| Document Number | 0043921202 |
| Book / Page | 004392 / 001202 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2672425 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,531.00 (+46.2%) Homeowner's exemption | $677,787 (+229.5%) | $1,047,586 (+319.03%) Land $325,000 Building $722,586 |
| 2023 | $6,519.00 (+13.33%) | $205,700 (+1%) | $250,000 (+33.69%) Land $250,000 |
| 2022 | $5,752.00 | $187,000 Land $187,000 | $187,000 Land $187,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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