Loudoun County property record for 43497 Charitable St, Ashburn, VA 20148
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 4.5 ba · 3,718 sqft · built 2019 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,012,000 (Feb 2026) |
| Tax Bill | $8,981 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-19-8741-000 |
| Primary APN | 120-19-8741-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,718 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,613 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 43497 CHARITABLE ST |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-7379 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TRC |
| Legal Description | WESTMOORE AT MOOREFIELD PH.B LOT 305 201608300056908/9P |
| Legal Subdivision | WESTMOORE AT MOOREFIELD PH.B |
| Legal Phase | B |
| Legal Block | 1 |
| Legal Lot Number | 305 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611031 |
43497 Charitable St, a townhouse, is owned and occupied by an individual who bought it in February 2026.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 24, 2026 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Oct 2, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| May 17, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Prior Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 20269132 |
| Prior Transfer Date | Sep 30, 2019 |
| Prior Transfer Doc | 0000059741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000065448 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 202106110065448 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.86% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 24, 2026 |
| Property Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Document Number | 0000009132 |
| Map Reference | DOC 201703300018857 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 20260224-0009132 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | ORIGIN TITLE AND ESCROW, ORIGIN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Document Number | 0000009133 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 20260224-0009133 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 2, 2019 |
| Property Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Document Number | 20191002059647 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 59647 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $803.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43497 CHARITABLE ST ASHBURN VA 201487379, ASHBURN, VA 20148-7379 |
| Document Number | 20191002059648 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 59648 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 17, 2019 |
| Property Address | 43497 CHARITABLE ST, ASHBURN, VA 20148-7379 |
| Document Number | 20190517025402 |
| Instrument Date | May 15, 2019 |
| Instrument | 25402 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $946.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 43497 Charitable St was $8,981, up % from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,981.00 (+0.02%) | $893,730 (+0.03%) Land $258,500 Building $635,230 | $893,730 (+0.03%) Land $258,500 Building $635,230 |
| 2025 | $8,979.00 | $893,450 Land $258,500 Building $634,950 | $893,450 Land $258,500 Building $634,950 |
| 2023 | $8,457.00 | $786,710 Land $232,500 Building $554,210 | $786,710 Land $232,500 Building $554,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43497 Charitable St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43497 Charitable St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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