43492 Pendleton Cir, Sterling Heights, MI 48313 Property Records

Macomb County property record for 43492 Pendleton Cir, Sterling Heights, MI 48313

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,326 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2026)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-01-354-012`

Property Details

APN / Parcel Number

Primary APN	`10-10-01-354-012`
Alternative APN	`1001354012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Construction Type	Brick
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43492 PENDLETON CIR
City	STERLING HEIGHTS
State	MI
Zip	48313-1986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2
Legal Description	PENDLETON VILLAGE CONDO MCCP NO 835 UNIT 12
Legal Subdivision	ILLAGE CONDO
Legal Unit	12
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1003
Census Tract	232500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20133 SCARLET CT, CLINTON TOWNSHIP, MI 48036-1875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Mar 31, 2020	Warranty Deed, Transfer · Conventional with PMI SIMPLE HM LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202653056
Deed Book / Page	30694 / 468
Prior Transfer Date	Oct 12, 2007
Prior Transfer Doc	0000142932
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	43492 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1986
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43492 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1986

Mortgage

Document Number	2200007083
Date	Jan 13, 2022
Book Page	28361/55
Instrument	202200007083

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2026
Property Address	43492 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1986
Document Number	2600053056
Book / Page	30694 / 468
Instrument Date	May 27, 2026
Instrument	202653056
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	BELL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208,464.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20133 SCARLET CT, CLINTON TOWNSHIP, MI 48036-1875

Mortgage

Document Number	0000051655,
Date	Jun 3, 2026
Instrument	202651655

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 1, 2026
Property Address	43492 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1986
Document Number	0000051655
Book / Page	30687 / 641
Instrument Date	May 27, 2026
Instrument	202651655
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20133 SCARLET CT, CLINTON TOWNSHIP, MI 48036-1875

Mortgage

Document Number	0000051655,
Date	Jun 1, 2026
Book Page	30687/641
Instrument	202651655

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 31, 2020
Property Address	43492 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1986
Document Number	0000036132
Book / Page	026604 / 000527
Instrument Date	Mar 14, 2020
Instrument	36132
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	CORTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43492 PENDLETON CIR STERLING HEIGHTS MI 483131986, STERLING HEIGHTS, MI 48313-1986

Mortgage

Document Number	36133
Date	Mar 31, 2020
Book Page	026604/000529
Instrument	36133

Lender

Name	SIMPLE HM LNDG LLC
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,100 (+6.14%)	$228,200 (+6.14%)
2025	$3,817.00 (+17.19%) Homeowner's exemption	$107,500 (+14.73%)	$215,000 (+14.73%)
2023		$93,700	$187,400
2022	$3,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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