4349 Schulte Dr, Cincinnati, OH 45205 Property Records

Hamilton County property record for 4349 Schulte Dr, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,718 sqft · built 1928
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`179-0079-0113-00`

Property Details

APN / Parcel Number

Primary APN	`179-0079-0113-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	919 sqft
2nd Floor Area	799 sqft
Basement Area	919 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4349 SCHULTE DR
City	CINCINNATI
State	OH
Zip	45205-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 125 PT LOTS 27-28 CARNATION PK SUB
Legal Subdivision	CARNATION PARK SUB
Legal Lot Number	27-28 28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1002
Census Tract	9902

Owner

4349 Schulte Dr is owned and occupied by an individual who acquired it in August 1992.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4349 SCHULTE DR, CINCINNATI, OH 45205-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1992
Deed Sale	Aug 7, 1992
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4349 SCHULTE DR, CINCINNATI, OH 45205-2037
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 SCHULTE DR, CINCINNATI, OH 45205-2037

Mortgage

Document Number	0000127567
Date	Oct 20, 2021
Book Page	14527/3393
Instrument	2021-0127567

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Jul 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4349 SCHULTE DR, CINCINNATI, OH 45205-2037
Document Number	0000023820
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 SCHULTE DR CINCINNATI OH 452052037, CINCINNATI, OH 45205-2037

Mortgage

Document Number	0000023820
Date	Apr 1, 2019
Book Page	013886/001577
Instrument	23820

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4349 Schulte Dr was $2,957, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (+3.14%)	$47,870 (-) Land $5,317 Building $42,553
2024	$2,867.00 (-2.22%)	$47,870 (-) Land $5,317 Building $42,553
2023	$2,932.00 (+83.71%)	$47,870 (+105.57%) Land $5,317 Building $42,553	$136,770 Land $15,190 Building $121,580
2022	$1,596.00 Homeowner's exemption	$23,286 Land $5,282 Building $18,004
2020			$66,530 Land $15,090 Building $51,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4349 Schulte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4349 Schulte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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