St. Louis County property record for 4349 Jamie Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2004 |
| Lot Size | 0.817 acres (35,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2025) |
| Tax Bill | $2,844 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0021-00160 |
| Primary APN | 395-0021-00160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 35,614 sqft (0.817 acres) |
| Garage Area | 768 sqft |
| Deck Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1188820 |
|---|---|
| Street Address | 4349 JAMIE DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 SERIAL # |
| Legal Subdivision | ARROW WOOD ACRES FIRST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10301 |
4349 Jamie Dr is owned and occupied by an individual who bought it in October 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE |
| Oct 1, 2025 | Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 21, 2020 | Quit Claim Deed, Transfer US BK |
| Jul 19, 2017 | Grant Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Jul 19, 2017 · Amount on File |
| Deed Document Number | 20251094787 |
| Prior Transfer Date | Dec 11, 2020 |
| Prior Transfer Doc | 00T1034053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001094789 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 1094789 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 1, 2025 |
| Property Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Document Number | 0001094787 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 1094787 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Document Number | 0001094788 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 1094788 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001044633 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 1044633 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2020 |
| Property Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Document Number | 00T1034053 |
| Instrument Date | Dec 11, 2020 |
| Instrument | T1034053 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4349 JAMIE DR HERMANTOWN MN 558114517, HERMANTOWN, MN 55811-4517 |
| Document Number | T1034054 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | T1034054 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 19, 2017 |
| Property Address | 4349 JAMIE DR, DULUTH, MN 55811-4517 |
| Document Number | 000T987388 |
| Instrument Date | Jul 14, 2017 |
| Instrument | T987388 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4349 JAMIE DR HERMANTOWN MN 558114517, HERMANTOWN, MN 55811-4517 |
| Document Number | T987389 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | T987389 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2047 |
The 2026 property tax bill for 4349 Jamie Dr was $2,844 with a homeowner's exemption, up 8.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,844.00 (+8.55%) Homeowner's exemption | ||
| 2025 | $2,620.00 (+6.85%) Homeowner's exemption | $289,200 (+34.51%) Land $51,900 Building $237,300 | $289,200 (+34.51%) Land $51,900 Building $237,300 |
| 2024 | $2,452.00 | $215,000 Land $49,400 Building $165,600 | $215,000 Land $49,400 Building $165,600 |
| 2022 | $175,300 Land $43,500 Building $131,800 | $175,300 Land $43,500 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4349 Jamie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4349 Jamie Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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