43485 Whetstone Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 43485 Whetstone Ct, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,085 sqft · built 1990
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (Mar 2012)
Tax Bill	$7,406 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-49-6866-000`

Property Details

APN / Parcel Number

Primary APN	`118-49-6866-000`
Alternative APN	`79 D 1 33`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,085 sqft Living Area
1st Floor Area	1,147 sqft
Basement Area	1,203 sqft
Finished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Built-in
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43485 WHETSTONE CT
City	ASHBURN
State	VA
Zip	20147-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	ASHBURN FARM SEC.1 BLK.2 LOT 33 201203190020157
Legal Subdivision	ASHBURN FARM
Legal Block	2
Legal Lot Number	33
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	1
Census Block	1000
Census Tract	611019

Owner

43485 Whetstone Ct is owned and occupied by two individuals who bought it in March 2012.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43485 WHETSTONE CT, ASHBURN, VA 20147-5304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2012 · Amount on File
Deed Sale	Mar 19, 2012 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	201220157
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43485 WHETSTONE CT, ASHBURN, VA 20147-5304
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057743
Date	Oct 17, 2022
Instrument	202210170057743

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2052

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43485 WHETSTONE CT, ASHBURN, VA 20147-5304
Document Number	20200518035523
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43485 WHETSTONE CT ASHBURN VA 201475304, ASHBURN, VA 20147-5304

Mortgage

Document Number	20200518035523
Date	May 18, 2020
Instrument	35523

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 43485 Whetstone Ct was $7,406.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,406.00	$920,030 Land $323,200 Building $596,830	$920,030 Land $323,200 Building $596,830
2023	$7,427.00	$848,880 Land $299,400 Building $549,480	$848,880 Land $299,400 Building $549,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43485 Whetstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43485 Whetstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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