Placer County property record for 43485 Laing Rd, Emigrant Gap, CA 95715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1916 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Jul 2000) |
| Tax Bill | $1,539 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-030-037-000 |
| Primary APN | 066-030-037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,504 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Street Address | 43485 LAING RD |
|---|---|
| City | EMIGRANT GAP |
| State | CA |
| Zip | 95715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FR SEC 29 17 12 |
| Legal Range | 12E |
| Legal Township | 17N |
| Legal Section | 29 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | COLFAX-MONUMENTAL RIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 22013 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 926, SODA SPRINGS, CA 95728-0926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Dec 28, 2018 | Deed of Trust, Mortgage FIRST US CMNTY CU |
| Jan 8, 2019 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST US COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2000 · Amount on Record |
| Deed Sale | Jul 24, 2000 · Amount on Record |
| Prior Sale | Mar 6, 1998 · Amount on Record |
| Deed Document Number | 200053306 |
| Last Transfer Date | Aug 9, 2018 |
| Transfer Doc | 0000001155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 43485 LAING RD, EMIGRANT GAP, CA 95715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 926, SODA SPRINGS, CA 95728-0926 |
| Document Number | 0000062759 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022-0062759 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 43485 LAING RD, EMIGRANT GAP, CA 95715 |
| Document Number | 0000001158 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 43485 LAING RD EMIGRANT GAP CA 95715, EMIGRANT GAP, CA 95715 |
| Document Number | 0000001158 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 1158 |
| Name | FIRST US CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95825 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 8, 2019 |
| Property Address | 43485 LAING RD, EMIGRANT GAP, CA 95715 |
| Document Number | 0000001155 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 2019-0001155 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 926, SODA SPRINGS, CA 95728-0926 |
| Document Number | 0000001156 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 2019-0001156 |
| Name | FIRST US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Alta-Dutch Flat Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $150,202 (+2%) Land $35,098 Building $115,104 | |
| 2025 | $1,539.00 (+1.32%) Homeowner's exemption | $147,258 (+4.04%) Land $34,410 Building $112,848 |
| 2023 | $1,519.00 (+1.95%) Homeowner's exemption | $141,542 Land $33,075 Building $108,467 |
| 2022 | $1,490.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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