4348 W Thomas St, Chicago, IL 60651 Property Records

Cook County property record for 4348 W Thomas St, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,833 sqft · built 2025
Lot Size	0.088 acres (3,810 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Apr 2026)
Tax Bill	$1,041 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-402-020`

Property Details

APN / Parcel Number

Primary APN	`16-03-402-020`
Alternative APN	`16-03-402-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,810 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4348 W THOMAS ST
City	CHICAGO
State	IL
Zip	60651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CASTLES) SUB OF NW NW SE SEC 03-39-13
Legal Range	13E
Legal Township	39N
Legal Section	03
Legal Subdivision	CASTLES SUB
Legal Block	2
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1013
Census Tract	842100

Owner

4348 W Thomas St is owned and occupied by an individual who bought it in April 2026.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4348 W THOMAS ST, CHICAGO, IL 60651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage SELF-HELP CREDIT UNION
Jul 26, 2024	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COUNTY OF COOK
Nov 16, 2023	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Nov 16, 2023
Deed Document Number	202623156
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 16, 2026
Property Address	4348 W THOMAS ST, CHICAGO, IL 60651
Document Number	0000023156
Instrument Date	Apr 1, 2026
Instrument	202623156
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 W THOMAS ST, CHICAGO, IL 60651

Mortgage

Document Number	0000023157,
Date	Apr 16, 2026
Instrument	202610623157

Lender

Name	SELF-HELP CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 26, 2024
Property Address	4348 W THOMAS ST, CHICAGO, IL 60651
Document Number	0020830123
Instrument Date	Jun 18, 2024
Instrument	2420830123
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2034 N CLARK ST, CHICAGO, IL 60614-4713
Investor	Possibly a Property Investor

Mortgage

Document Number	0020830124
Date	Jul 26, 2024
Instrument	2420830124

Lender

Name	COUNTY OF COOK
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	COOK IL
Recording Date	Nov 16, 2023
Property Address	4348 W THOMAS ST, CHICAGO, IL 60651
Document Number	0032015020
Instrument Date	Oct 19, 2023
Instrument	2332015020
Transaction Type	Foreclosure
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 W WASHINGTON ST # 31, 31, CHICAGO, IL 60602-3134
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,500 Land $5,715 Building $51,785	$575,000 Land $57,150 Building $517,850
2023	$1,041.00 (+2.97%)
2022	$1,011.00 (-66.45%)	$4,919 (-67.17%) Land $4,572 Building $347	$49,190 (-67.17%) Land $45,720 Building $3,470
2021	$3,013.00	$14,985 Land $4,572 Building $10,413	$149,850 Land $45,720 Building $104,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4348 W Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4348 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Zentro.

Nearby Properties on W Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures