4348 Stephenson Rd, Clayton, WA 99110 Property Records

Stevens County property record for 4348 Stephenson Rd, Clayton, WA 99110

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2 ba · 2,760 sqft · built 2007
Lot Size	22.3 acres (972,259 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Apr 2006)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 1 more
APN	`5195000`

Property Details

APN / Parcel Number

Primary APN	`5195000`
Alternative APN	`59957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,760 sqft Gross Area
1st Floor Area	2,760 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Combination
Roof Material	Metal
Lot Area	972,259 sqft (22.3 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	420 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	59957
Street Address	4348 STEPHENSON RD
City	CLAYTON
State	WA
Zip	99110-9751
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SE4 LS TAX NOS
Legal Range	41E
Legal Township	29N
Legal Section	14
Jurisdiction	STEVENS WA
Township / Civil Division	LOON LAKE
Census Block Group	1
Census Block	1000
Census Tract	951301

Owner

4348 Stephenson Rd, timberland, forest, woodland vacant land, is owned by two individuals who bought it in April 2006.

Source: Stevens County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 356, CLAYTON, WA 99110-0356
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 17, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2006 · Amount on File
Deed Sale	Apr 11, 2006 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Deed Document Number	20064157
Deed Book / Page	344 / 1553
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0000004157
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4348 STEPHENSON RD, CLAYTON, WA 99110-9751
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FRONTIER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008195
Date	Oct 28, 2019
Instrument	2019 0008195

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4348 STEPHENSON RD, CLAYTON, WA 99110-9751
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010477
Date	Nov 30, 2020
Instrument	2020 0010477

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4348 STEPHENSON RD, CLAYTON, WA 99110-9751
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FRONTIER TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009684
Date	Aug 17, 2021
Instrument	2021 0009684

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4348 Stephenson Rd was $4,601, up 1.2% from the year before.

Source: Stevens County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Deer Park School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,601.00 (+1.17%)	$504,567 (+0.98%) Land $4,331 Building $500,236	$578,356 (+0.86%) Land $78,120 Building $500,236
2024	$4,548.00 (+21.67%)	$499,694 Land $4,374 Building $495,320	$573,440 Land $78,120 Building $495,320
2023	$3,738.00
2022		$496,572 Land $4,331 Building $492,241	$570,361 Land $78,120 Building $492,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4348 Stephenson Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4348 Stephenson Rd is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless	30 / 10
Ziply Fiber Fixed Wireless	25 / 5

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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