Lapeer County property record for 4348 Phillips Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,966 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2015) |
| Tax Bill | $4,351 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-015-011-30 |
| Primary APN | 010-015-011-30 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Basement Area | 1,311 sqft |
| Unfinished Basement | 1,311 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,468 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4348 PHILLIPS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | T6N R9E SEC 15 PT OF E 1/2 OF SW 1/4 OF SEC BEG AT A PT ON S SEC LINE THAT IS N 89 DEG 58'00 W 987.09 FT FROM S 1/4 CORN; TH |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 15 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 342000 |
4348 Phillips Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4348 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2015 · Amount on File |
| Deed Sale | Jul 9, 2015 · Amount on File |
| Prior Sale | Feb 20, 2002 · Amount on File |
| Deed Book / Page | 2775 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4348 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43458 PHILLIPS ROAD, METAMORA, MI 48455 |
| Document Number | 0033320783 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 3332/783 |
| Name | OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MI 48371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4348 Phillips Rd was $4,351 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,100 (+10.98%) | $586,200 (+10.98%) | |
| 2025 | $4,351.00 Homeowner's exemption | $264,100 | $528,200 |
| 2023 | $231,400 | $462,800 | |
| 2022 | $3,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4348 Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4348 Phillips Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Brightspeed DSL | 40 / 3 |
| Bitwise Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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