4348 Laredo Pl, Billings, MT 59106 Property Records

Yellowstone County property record for 4348 Laredo Pl, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,495 sqft · built 2006
Lot Size	0.248 acres (10,810 sqft)
Owner	2 Individual Names on File
Last Sale	$444,500 (Oct 2007)
Tax Bill	$3,979 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C10864A`

Property Details

APN / Parcel Number

Primary APN	`000C10864A`
Alternative APNs	`03-1032-28-3-12-36-0000` `R0350396` `C10864A`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,495 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,665 sqft
Basement Area	1,665 sqft
Finished Basement	830 sqft
Unfinished Basement	835 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,810 sqft (0.248 acres)
View / Lot	Neighborhood / Spot
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4348 LAREDO PL
City	BILLINGS
State	MT
Zip	59106-1362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HYPARK SUB 2ND FILING, S28, T01 N, R25 E, BLOCK 1, LOT 14
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	HYPARK SUB 2ND FILING
Legal Block	1
Legal Lot Number	14
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3012
Census Tract	1801

Owner

4348 Laredo Pl is owned and occupied by two individuals who bought it in October 2007.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4348 LAREDO PL, BILLINGS, MT 59106-1362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2007 · Amount on File
Deed Sale	Oct 5, 2007 · Amount on File
Deed Document Number	20073441341
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4348 LAREDO PL, BILLINGS, MT 59106-1362
Document Number	0003919426
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4348 LAREDO PL BILLINGS MT 591061362, BILLINGS, MT 59106-1362

Mortgage

Document Number	0003919426
Date	May 6, 2020
Instrument	3919426

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4348 Laredo Pl was $3,979, down 18.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,100 (-) Land $104,832 Building $465,268	$570,100 (-) Land $104,832 Building $465,268
2025	$3,979.00 (-18.25%)	$570,100 Land $104,832 Building $465,268	$570,100 Land $104,832 Building $465,268
2024	$4,867.00 (+6.57%)
2023	$4,567.00	$511,800	$511,800 Land $95,894 Building $415,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4348 Laredo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4348 Laredo Pl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100