Alcona County property record for 4348 Lake St, Spruce, MI 48762
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,171 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 010-036-100-020-00 |
| Primary APN | 010-036-100-020-00 |
|---|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4348 LAKE ST |
|---|---|
| City | SPRUCE |
| State | MI |
| Zip | 48762-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T28N R7E SEC 36 COM 1064.11 FT S OF NE COR GL 1 N86DEGW 543.17 FT M/L ALG S ROW LN. S2DEGW 300.52 FT N86DEGW 331 FT S8DEGE |
| Legal Range | 07E |
| Legal Township | 28N |
| Legal Section | 36 |
| Jurisdiction | ALCONA MI |
| Township / Civil Division | ALCONA |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 100 |
4348 Lake St is owned and occupied by an individual.
Source: Alcona County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4348 LAKE ST, SPRUCE, MI 48762-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4348 Lake St was $1,171 with a homeowner's exemption.
Source: Alcona County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Alcona County |
| County Subdivision | Alcona Township |
| Unified School District | Alcona Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,500 | $255,000 | |
| 2025 | $1,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4348 Lake St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4348 Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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