4348 Lafayette Rd, Roaring Spring, PA 16673 Property Records

Bedford County property record for 4348 Lafayette Rd, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	2,251 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$75,900 (Aug 1997)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Jun 2023 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F.02-0.00-006`

Property Details

APN / Parcel Number

Primary APN	`F.02-0.00-006`
Alternative APN	`030-003918`

Interior

Stories	1 Story
Building Area	2,251 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Pole Barn	Pole Barn

Location & Zoning

Street Address	4348 LAFAYETTE RD
City	ROARING SPRING
State	PA
Zip	16673-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4348 LAFAYETTE RD
Jurisdiction	BEDFORD PA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4002
Census Tract	960400

Owner

Source: Bedford County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SNARE & ASSOCIATES MORTGAGE SERVICES LLC
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK
Oct 2, 2017	Intrafamily Transfer, Transfer · Construction Mortgage RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 1997 · Amount on Record
Deed Sale	Aug 1, 1997 · Amount on Record
Last Transfer Date	Sep 27, 2017
Transfer Doc	001607/496
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 28, 2023
Property Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447
Document Number	02023/2709
Book / Page	2023 / 2709
Instrument Date	Jun 23, 2023
Instrument	2023-002709
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$959.79
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 MEMORY LN, ROARING SPRING, PA 16673-9423

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3102
Date	Jul 1, 2020
Book Page	2020/3102
Instrument	2020-003102

Lender

Name	SNARE & ASSOCIATES MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOLLIDAYSBURG, PA 16648

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3265
Date	Jul 23, 2018
Book Page	2018/3265
Instrument	2018-003265

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Oct 2, 2017
Property Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447
Document Number	1607/496
Book / Page	1607 / 496
Instrument Date	Sep 27, 2017
Instrument	2017-005070
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 LAFAYETTE RD, ROARING SPRING, PA 16673-9447

Mortgage

Document Number	2017005071
Date	Oct 2, 2017
Instrument	2017-005071

Lender

Name	RELIANCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.24%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bloomfield Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+10.04%)	$232,000 (-) Land $30,000 Building $202,000	$232,000 (-) Land $30,000 Building $202,000
2025	$3,166.00 (+5.15%)	$232,000 (-) Land $30,000 Building $202,000	$232,000 (-) Land $30,000 Building $202,000
2023	$3,011.00 (+1.48%) Additional exemption filed	$232,000 (-) Land $30,000 Building $202,000
2022	$2,967.00 Additional exemption filed	$232,000 Land $30,000 Building $202,000
2012			$232,000 Land $30,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Crowsnest Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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