Lake County property record for 4348 Kentucky St, Gary, IN 46409
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,007 sqft · built 1948 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Dec 2025) |
| Tax Bill | $105 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2026 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0139-0019 |
| Primary APN | 001-25-47-0139-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 811 sqft |
| Basement Area | 775 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| View / Lot | Alley |
| Garage Area | 1,196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4348 KENTUCKY ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46409-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCARSDALE FIRST ADDITION TO GARY ALL L.19 BL.5 |
| Legal Subdivision | SCARSDALE FIRST ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12600 |
4348 Kentucky St is owned by a company that bought it in December 2025.
Source: Lake County records, as of April 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 255 E 61ST AVE, MERRILLVILLE, IN 46410-3014 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC |
| Jan 12, 2026 | Deed of Trust, Mortgage · Construction Mortgage RFLF 4 LLC |
| Nov 24, 2025 | Warranty Deed, Transfer NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Dec 19, 2025 | Quit Claim Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO |
| Sep 11, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 20, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 20, 2023 | Transfer on Death Deed, Transfer |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Nov 24, 2025 |
| Deed Document Number | 2025549501 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0000049501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 255 E 61ST AVE, MERRILLVILLE, IN 46410-3014 |
| Document Number | 0000009345 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-509345 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 255 E 61ST AVE, MERRILLVILLE, IN 46410-3014 |
| Document Number | 0000001364 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026-501364 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 24, 2025 |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Document Number | 0000045579 |
| Map Reference | MB 25 PG 77 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025-545579 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2929 JEWETT AVE, HIGHLAND, IN 46322-1618 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 19, 2025 |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Document Number | 0000049501 |
| Map Reference | MB 25 PG 77 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025-549501 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 E 61ST AVE, MERRILLVILLE, IN 46410-3014 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 11, 2023 |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Document Number | 0000026045 |
| Map Reference | MB 25 PG 77 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-026045 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 20, 2023 |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Document Number | 0000015627 |
| Map Reference | MB 25 PG 77 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023-015627 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 20, 2023 |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Document Number | 0000015628 |
| Map Reference | MB 25 PG 77 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023-015628 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4348 KENTUCKY ST, GARY, IN 46409-2340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021055 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020 021055 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | GARY, IN 46408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,300 (+20.16%) Land $7,400 Building $65,900 | $73,300 (+20.16%) Land $7,400 Building $65,900 | |
| 2024 | $105.00 | $61,000 (+75.79%) Land $7,400 Building $53,600 | $61,000 (+75.79%) Land $7,400 Building $53,600 |
| 2023 | $34,700 (+1.76%) Land $7,100 Building $27,600 | $34,700 (+1.76%) Land $7,100 Building $27,600 | |
| 2022 | $34,100 Land $5,000 Building $29,100 | $34,100 Land $5,000 Building $29,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4348 Kentucky St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4348 Kentucky St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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