4348 Irwin St, Trafford, PA 15085 Property Records

Westmoreland County property record for 4348 Irwin St, Trafford, PA 15085

Property Summary

Property TypeSingle Family Home
Lot Size0.272 acres (11,880 sqft)
OwnerIndividual Name on Record
Tax Bill$1,316 (2026)
Deeds & MortgagesAug 2019 Reverse Mortgage
APN54-01-11-0-001

Property Details

APN / Parcel Number

Primary APN54-01-11-0-001
Alternative APN
  • 0540010110001

Exterior

Lot Area11,880 sqft (0.272 acres)
Lot Dimensions120 ft deep x 99 ft wide

Location & Zoning

Street Address4348 IRWIN ST
CityTRAFFORD
StatePA
Zip15085-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE LOT GAR 99 X 120 X IR
Legal Lot NumberG
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2009
Census Tract803200

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4348 IRWIN ST, TRAFFORD, PA 15085-9508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 22, 2019
Transfer Doc0000023435
Record UpdatedSep 20, 2026

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTMORELAND PA
Recording DateAug 9, 2019
Property Address4348 IRWIN ST, TRAFFORD, PA 15085-9508
Document Number0000023435
Instrument DateJul 22, 2019
Instrument201908090023435
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyCHANCELLOR TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4348 IRWIN ST, TRAFFORD, PA 15085-9508

Mortgage

Document Number0000023437
DateAug 9, 2019
Instrument201908090023437
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.1%
Type Change DateAug 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

Mortgage

Document Number0000023436
DateAug 9, 2019
Instrument201908090023436
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term947 Months
DueJul 10, 2098
Interest
Rate TypeAdjustable Rate
Rate6.1%
Type Change DateAug 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,316.00 (+2.65%)$9,410 (-) Land $820 Building $8,590
2025$1,282.00 (+8.28%)$9,410 (-) Land $820 Building $8,590
2024$1,184.00$9,410 Land $820 Building $8,590
1972$9,410 Land $820 Building $8,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018–2024)
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC SWEENEY PLANT
serves 143,000 people · EPA ID PA5650032
Water SourceSurface water
Last State InspectionOct 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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