4348 Hamilton Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4348 Hamilton Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 1920
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Feb 2019)
Tax Bill	$6,590 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`197-0037-0128-00`

Property Details

APN / Parcel Number

Primary APN	`197-0037-0128-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	926 sqft
2nd Floor Area	926 sqft
Attic	Attic
Attic Area	444 sqft
Basement Area	926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4348 HAMILTON AVE
City	CINCINNATI
State	OH
Zip	45223-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	4348 HAMILTON AVE 50 X 130 ES HAMILTON AVE 90 FTS OF BRUCE AVE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	7500

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION
May 24, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 26, 2019	Fiduciary Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	201914524
Deed Book / Page	13862 / 1261
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0000061074
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707

Mortgage

Document Number	0000020121
Date	Mar 18, 2026
Book Page	15625/1754
Instrument	2026-0020121

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051608
Date	May 24, 2022
Book Page	14674/99
Instrument	2022-0051608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 26, 2019
Property Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707
Document Number	0000014524
Book / Page	13862 / 01261
Instrument Date	Feb 22, 2019
Instrument	2019-0014524
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 HAMILTON AVE, CINCINNATI, OH 45223-1707

Mortgage

Document Number	0000014525
Date	Feb 26, 2019
Instrument	2019-0014525

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,590.00 (+0.12%)	$93,965 (-) Land $17,745 Building $76,220	$268,470 (-) Land $50,700 Building $217,770
2024	$6,582.00 (-0.15%)	$93,965 (-) Land $17,745 Building $76,220
2023	$6,592.00 (+98.91%)	$93,965 (+100.47%) Land $17,745 Building $76,220	$268,470 (+100.47%) Land $50,700 Building $217,770
2022	$3,314.00	$46,872 Land $9,205 Building $37,667
2020			$133,920 Land $26,300 Building $107,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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