4348 Crystal Ridge Dr E, Maumee, OH 43537 Property Records

Lucas County property record for 4348 Crystal Ridge Dr E, Maumee, OH 43537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,812 sqft · built 2005
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2023)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-89609`

Property Details

APN / Parcel Number

Primary APN	`38-89609`
Alternative APN	`23109018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	5,400 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4348 CRYSTAL RIDGE DR E
City	MAUMEE
State	OH
Zip	43537-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-R3
Legal Description	CRYSTAL RIDGE LOT 18
Legal Subdivision	CRYSTAL RIDGE
Legal Tract	90
Legal Lot Number	18
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1013
Census Tract	9002

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 31, 2023	Survivorship Deed, Transfer
Sep 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage CELTIC BANK CORPORATION
Dec 27, 2017	Grant Deed, Transfer LOUISVILLE
Dec 27, 2017	Grant Deed, Transfer LOUISVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	23101658
Record Updated	Jun 8, 2026

March 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 31, 2023
Property Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Document Number	0000009465
Map Reference	OR 20040810-0065444
Instrument Date	Mar 21, 2023
Instrument	202303310009465
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268

Mortgage

Document Number	0000009467
Date	Mar 31, 2023
Instrument	202303310009467

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 31, 2023
Property Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Document Number	0000009466
Map Reference	OR 20040810-0065444
Instrument Date	Mar 18, 2023
Instrument	202303310009466
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051048
Date	Sep 27, 2021
Instrument	202109270051048

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2031

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 27, 2017
Property Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Document Number	0000056206
Instrument Date	Dec 22, 2017
Instrument	56206
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	LOUISVILLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4348 CRYSTAL RIDGE DR E MAUMEE OH 435379268, MAUMEE, OH 43537-9268

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 27, 2017
Property Address	4348 CRYSTAL RIDGE DR E, MAUMEE, OH 43537-9268
Document Number	0000056207
Instrument Date	Dec 20, 2017
Instrument	56207
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	LOUISVILLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 SHERWOOD RD NE ATLANTA GA 303245231, ATLANTA, GA 30324-5231

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,615.00 (+10.92%) Homeowner's exemption	$100,240 (-) Land $24,955 Building $75,285
2024	$5,062.00 (+2.37%) Homeowner's exemption	$100,240 (+21.61%) Land $24,955 Building $75,285	$286,400 (+21.61%) Land $71,300 Building $215,100
2023	$4,945.00 (-0.42%) Homeowner's exemption	$82,425 (-) Land $19,495 Building $62,930
2022	$4,966.00 Homeowner's exemption	$82,425 Land $19,495 Building $62,930
2021			$235,500 Land $55,700 Building $179,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless.

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