Hennepin County property record for 4348 Cottagewood Ct, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 2,214 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Dec 2018) |
| Tax Bill | $4,913 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-117-24-24-0071 |
| Primary APN | 34-117-24-24-0071 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 984 sqft |
| 2nd Floor Area | 1,230 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 133 ft deep x 10 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4348 COTTAGEWOOD CT |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 045 BLOCK 012 B WOODLAND COVE W100X133X33X189 |
| Legal Range | 24 |
| Legal Township | 117 |
| Legal Section | 34 |
| Legal Quarter | 24 |
| Legal Subdivision | WOODLAND COVE |
| Legal Block | 12 |
| Legal Lot Number | 45 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETRISTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 27703 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4348 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 14, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Nov 27, 2018 | Grant Deed, Transfer TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Document Number | 201810620507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4348 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A10897678 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | A10897678 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 14, 2018 |
| Property Address | 4348 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Document Number | 0010620507 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 10620507 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | TRANSOHIO RESIDENTIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,417.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4348 COTTAGEWOOD CT MINNETRISTA MN 553312139, MINNETRISTA, MN 55331-2139 |
| Document Number | 10620508 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 10620508 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 4348 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Document Number | 0010614835 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 10614835 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $20,471.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4348 COTTAGEWOOD CT EXCELSIOR MN 553312139, EXCELSIOR, MN 55331-2139 |
| Investor | Possibly a Property Investor |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetrista City |
| Unified School District | Westonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,913.00 (+18.56%) | $509,800 (+3.62%) Land $126,000 Building $383,800 | $509,800 (+3.62%) Land $126,000 Building $383,800 |
| 2023 | $4,144.00 Homeowner's exemption | ||
| 2022 | $492,000 Land $137,000 Building $355,000 | $492,000 Land $137,000 Building $355,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minnetrista serves 5,888 people · EPA ID MN1270036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.71 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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