4348 Blue Major Dr, Windermere, FL 34786 Property Records

Orange County property record for 4348 Blue Major Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,114 sqft · built 2006
Lot Size	0.247 acres (10,757 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2017)
Tax Bill	$7,044 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8394-02-020`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-02-020`
Alternative APNs	`272310839402020` `137750` `138606` `140118`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,114 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	1,676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,757 sqft (0.247 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4348 BLUE MAJOR DR
City	WINDERMERE
State	FL
Zip	34786-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 202
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Block	2
Legal Lot Number	202
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2013
Census Tract	17114

Owner

4348 Blue Major Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 16, 2018	Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
Sep 1, 2018	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Mar 6, 2015 · Amount on File
Deed Document Number	2017230989
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190

Mortgage

Document Number	0000104836
Date	Feb 23, 2023
Instrument	20230104836

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Document Number	0000513625
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4348 BLUE MAJOR DR WINDERMERE FL 347863190, WINDERMERE, FL 34786-3190

Mortgage

Document Number	0000513625
Date	Aug 19, 2019
Instrument	513625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2039

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Document Number	0000649943
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4348 BLUE MAJOR DR WINDERMERE FL 347863190, WINDERMERE, FL 34786-3190

Mortgage

Document Number	0000649943
Date	Nov 6, 2018
Instrument	649943

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Document Number	0000546205
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4348 BLUE MAJOR DR WINDERMERE FL 347863190, WINDERMERE, FL 34786-3190

Mortgage

Document Number	0000546205
Date	Sep 14, 2018
Instrument	546205

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2033

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 26, 2017
Property Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190
Document Number	0000230989
Map Reference	MB 58 PG 124-134
Instrument Date	Apr 3, 2017
Instrument	20170230989
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PREMIER TITLE OF CENTRAL FLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 LONDODERRY DR, 4080, TAMPA, FL 33647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BLUE MAJOR DR, WINDERMERE, FL 34786-3190

Mortgage

Document Number	0000230990
Date	Apr 26, 2017
Instrument	20170230990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4348 Blue Major Dr was $7,044, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,646 (+2.7%)	$689,760 (-0.42%) Land $140,000 Building $549,760
2025	$7,044.00 (+4.59%) Homeowner's exemption	$435,877	$692,640 Land $133,000 Building $559,640
2024	$6,735.00 (+7.4%)
2023	$6,271.00 (+3.64%) Homeowner's exemption	$411,255 (+3%)	$575,801 (+16.4%) Land $133,000 Building $442,801
2022	$6,051.00 Homeowner's exemption	$399,277	$494,693 Land $118,750 Building $375,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4348 Blue Major Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4348 Blue Major Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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