4348 Bayou Ridge Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4348 Bayou Ridge Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1994
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2020)
Tax Bill	$1,802 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-1N-29-0226-00A00-0120`

Property Details

APN / Parcel Number

Primary APN	`22-1N-29-0226-00A00-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Heated Area
Gross Area	2,331 sqft
1st Floor Area	2,165 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	1,500 ft deep x 830 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	38 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	221N29022600A000120
Street Address	4348 BAYOU RIDGE DR
City	PACE
State	FL
Zip	32571-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAYOU RIDGE PHASE TWO LOT 12 B LK A AS DES IN OR 4034 PG 1773
Legal Range	29W
Legal Township	01N
Legal Section	22
Legal Subdivision	BAYOU RIDGE
Legal Phase	2
Legal Block	A
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10708

Owner

4348 Bayou Ridge Dr is owned and occupied by an individual who bought it in November 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4348 BAYOU RIDGE DR, PACE, FL 32571-8647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Aug 21, 2003 · Amount on File
Deed Document Number	0040341773
Deed Book / Page	4034 / 1773
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 30, 2020
Property Address	4348 BAYOU RIDGE DR, PACE, FL 32571-8647
Document Number	0040341773
Book / Page	4034 / 1773
Map Reference	MB F PG 27
Instrument Date	Nov 25, 2020
Instrument	202063668
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 E 51ST ST, 1106, SAVANNAH, GA 31404-4032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BAYOU RIDGE DR, PACE, FL 32571-8647

Mortgage

Document Number	0040341775
Date	Nov 30, 2020
Instrument	4034/1775

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,802.00 (+4.22%) Homeowner's exemption	$176,827 (+3%)	$200,974 (+0.5%) Land $31,000 Building $169,974
2023	$1,729.00 (+2.92%) Homeowner's exemption	$171,677 (+3%)	$199,973 (+3.73%) Land $31,000 Building $168,973
2022	$1,680.00 Homeowner's exemption	$166,677	$192,778 Land $25,000 Building $167,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4348 Bayou Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4348 Bayou Ridge Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20