4348 Bannister Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4348 Bannister Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Mar 2017)
Tax Bill	$5,592 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242-0151-004-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0151-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4348 BANNISTER RD
City	FAIR OAKS
State	CA
Zip	95628-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 2 SKYLINE PARK UNIT NO 1 EXC POR DEEDED TO COUNTY R/W IN BK 5292/514 044033
Legal Subdivision	SKYLINE PARK
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3004
Census Tract	8010

Owner

4348 Bannister Rd is owned and occupied by two individuals who acquired it in September 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Sep 10, 2018	Quit Claim Deed, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Sep 10, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 15, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2017	Grant Deed, Transfer · FHA Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on File
Deed Sale	Mar 7, 2017 · Amount on File
Prior Sale	Mar 30, 2011 · Amount on File
Deed Book / Page	20170307 / 1043
Last Transfer Date	Sep 5, 2018
Transfer Doc	9100000000509
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	2003260882
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BANNISTER RD FAIR OAKS CA 956286919, FAIR OAKS, CA 95628-6919

Mortgage

Document Number	2003260882
Date	Mar 26, 2020
Instrument	2003260882

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 10, 2018
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	1809100507
Instrument Date	Sep 5, 2018
Instrument	1809100507
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4348 BANNISTER RD FAIR OAKS CA 956286919, FAIR OAKS, CA 95628-6919

Mortgage

Document Number	1809100508
Date	Sep 10, 2018
Instrument	1809100508

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 10, 2018
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	1809100509
Instrument Date	Sep 5, 2018
Instrument	1809100509
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BANNISTER RD FAIR OAKS CA 956286919, FAIR OAKS, CA 95628-6919

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2018
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	1802150542
Instrument Date	Feb 10, 2018
Instrument	1802150542
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 BANNISTER RD FAIR OAKS CA 956286919, FAIR OAKS, CA 95628-6919

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2017
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	1707170628
Instrument Date	Jun 27, 2017
Instrument	1707170628
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4348 BANNISTER RD FAIR OAKS CA 956286919, FAIR OAKS, CA 95628-6919

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 7, 2017
Property Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919
Document Number	3070000001043
Book / Page	20170307 / 1043
Map Reference	MB 44 MAP 33
Instrument Date	Mar 2, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4348 BANNISTER RD, FAIR OAKS, CA 95628-6919

Mortgage

Document Number	201703071044
Date	Mar 7, 2017
Instrument	20170307/1044

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4348 Bannister Rd was $5,592 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,512 (+2%) Land $148,667 Building $325,845
2025	$5,592.00 (+0.79%) Homeowner's exemption	$465,208 Land $145,752 Building $319,456
2024	$5,548.00 (+3.03%)
2023	$5,385.00 (+0.39%) Homeowner's exemption	$447,146 Land $140,094 Building $307,052
2022	$5,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4348 Bannister Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4348 Bannister Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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