Clermont County property record for 4347 Value Springs, Cincinnati, OH 45245
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,274 sqft · built 2022 |
| Owner | Individual Name on File |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-68-08C-103 |
| Primary APN | 41-68-08C-103 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Family Room | Family Room |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4347 VALUE SPGS |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3503 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TWELVE OAKS CONDO PHASE 4; UNIT 18-103 |
| Legal Subdivision | TWELVE OAKS CONDO |
| Legal Phase | 4 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 41403 |
4347 Value Springs, a condominium, is owned and occupied by an individual.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC |
| Apr 21, 2025 | Transfer on Death Deed, Transfer |
| May 25, 2023 | Deed, Subdivision Related Transfer · FHA Mortgage VICTORY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000028579 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 2933/5642 |
| Instrument | 202200028579 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 28 Months |
| Due | Mar 1, 2025 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 21, 2025 |
| Property Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Document Number | 0000007528 |
| Book / Page | 2991 / 3244 |
| Map Reference | MB 2926 PG 1805-2809 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 202500007528 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 25, 2023 |
| Property Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Document Number | 0000009189 |
| Book / Page | 2945 / 632 |
| Map Reference | MB 2926 PG 2805-2809 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 202300009189 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 4347 VALUE SPGS, CINCINNATI, OH 45245-3503 |
| Document Number | 0000009190 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 202300009190 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 4347 Value Springs was $3,879 with a homeowner's exemption, down 0.2% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 (-0.21%) | $77,080 (-) Land $18,450 Building $58,630 | |
| 2024 | $3,887.00 (-49.3%) Homeowner's exemption | $77,080 (-) Land $18,450 Building $58,630 | $220,200 (-) Land $52,700 Building $167,500 |
| 2023 | $7,666.00 | $77,080 Land $18,450 Building $58,630 | $220,200 Land $52,700 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4347 Value Springs in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4347 Value Springs is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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