4347 Opal Ct, Saint Louis, MO 63125 Property Records

St. Louis County property record for 4347 Opal Ct, Saint Louis, MO 63125

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,354 sqft · built 1991
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$4,103 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28J-14-0651

Property Details

APN / Parcel Number

Primary APN28J-14-0651

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,354 sqft Living Area
Gross Area2,922 sqft
1st Floor Area1,036 sqft
Basement Area168 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions60 ft deep x 61 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area240 sqft
Deck Area100 sqft
Patio Area377 sqft
Balcony Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4347 OPAL CT
CitySAINT LOUIS
StateMO
Zip63125-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL CREEK PLACE LOT 23
Legal SubdivisionCRYSTAL CREEK PLACE
Legal Block23
Legal Lot Number23
JurisdictionST LOUIS MO
Township / Civil DivisionLEMAY
Census Block Group2
Census Block2009
Census Tract220602

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4347 OPAL CT, SAINT LOUIS, MO 63125-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address4347 OPAL CT, SAINT LOUIS, MO 63125-4254
Document Number0227410582
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4347 OPAL CT ST LOUIS MO 631254254, ST LOUIS, MO 63125-4254

Mortgage

Document Number0227410582
DateOct 17, 2017
Book Page022741/000582
Instrument510
Lender
NameBUSEY BK
TypeBank
AddressSAINT LOUIS, MO 63123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 16, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictMehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,520 (-) Land $18,070 Building $51,450$365,900 (-) Land $95,100 Building $270,800
2025$4,103.00 (-0.75%)$69,520 (+13.82%) Land $18,070 Building $51,450$365,900 (+13.81%) Land $95,100 Building $270,800
2024$4,134.00 (+1.3%)
2023$4,081.00 (+3.34%)$61,080 (+10.51%) Land $9,040 Building $52,040$321,500 (+10.52%) Land $47,600 Building $273,900
2022$3,949.00$55,270 Land $9,040 Building $46,230
2021$290,900 Land $47,600 Building $243,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1981)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
800 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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