4347 Harbor Way, Unit 4, Oceanside, CA 92056 Property Records

San Diego County property record for 4347 Harbor Way, Unit 4, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,724 sqft · built 2018
Owner	Individual Name on File
Last Sale	$795,000 (Feb 2026)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-690-14-34`

Property Details

APN / Parcel Number

Primary APN	`160-690-14-34`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,724 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4347 HARBOR WAY, 4
City	OCEANSIDE
State	CA
Zip	92056-5760
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 5 US 171 PER DOC18-0382120&UND INT IN PHASE 4 TR 015691
Legal Subdivision	ST CLOUD/OCEAN RANCH
Legal Tract	015691
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18522

Owner

4347 Harbor Way, Unit 4 is owned by an individual who bought it in February 2026.

Source: San Diego County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4347 HARBOR WAY, 4, OCEANSIDE, CA 92056-5760
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 13, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 19, 2026	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 19, 2026	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Deed Document Number	202646155
Prior Transfer Date	Aug 25, 2025
Prior Transfer Doc	0000046154
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4347 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4347 HARBOR WAY 4, 4, OCEANSIDE, CA 92056-5760

Mortgage

Document Number	0000334057
Date	Apr 30, 2021
Instrument	2021-0334057

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4347 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 AVE LUIS MUNOZ RIVERA, SAN JOSE, CA

Mortgage

Document Number	0000245843
Date	Jun 13, 2022
Instrument	2022-0245843

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Aug 1, 2050

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2026
Property Address	4347 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5760
Document Number	0000046155
Map Reference	MAP 15694
Instrument Date	Jan 29, 2026
Instrument	2026-0046155
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4347 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5760

Mortgage

Document Number	0000046156
Date	Feb 19, 2026
Instrument	2026-0046156

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2026
Property Address	4347 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5760
Document Number	0000046154
Map Reference	MAP 15691
Instrument Date	Aug 25, 2025
Instrument	2026-0046154
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLYDESIDE TERRACE, RENFREW XX

Tax Assessment & Valuation

The 2025 property tax bill for 4347 Harbor Way, Unit 4 was $6,880.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,392 (+2%) Land $227,563 Building $328,829
2025	$6,880.00	$545,483 Land $223,101 Building $322,382
2023	$6,549.00 (+1.58%)	$524,303 Land $214,439 Building $309,864
2022	$6,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4347 Harbor Way, Unit 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4347 Harbor Way, Unit 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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