4347 Co Rd 32, Waterloo, IN 46793 Property Records

DeKalb County property record for 4347 Co Rd 32, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,294 sqft · built 1988
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-11-400-005.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-11-400-005.000-007`
Alternative APN	`050611400005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,294 sqft Living Area
1st Floor Area	4,308 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Mixed
Garage Area	2,236 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	050611400005
Street Address	4347 COUNTY ROAD 32
City	WATERLOO
State	IN
Zip	46793-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E END S1/2 SE1/4 SECTION 11 TWP 34 RANGE 13 ACRES 1.6200
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3072
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4347 COUNTY ROAD 32, WATERLOO, IN 46793-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	4347 COUNTY ROAD 32, WATERLOO, IN 46793-9730
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104901
Date	Jul 2, 2021
Instrument	202104901

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	4347 COUNTY ROAD 32, WATERLOO, IN 46793-9730
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201805626
Date	Oct 26, 2018
Instrument	201805626

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (-0.13%)	$496,500 (+5.08%) Land $35,300 Building $461,200	$496,500 (+5.08%) Land $35,300 Building $461,200
2024	$3,018.00 (+4.9%)	$472,500 (+2.63%) Land $35,300 Building $437,200	$472,500 (+2.63%) Land $35,300 Building $437,200
2023	$2,877.00 (-8.75%)	$460,400 (+12.79%) Land $34,000 Building $426,400	$460,400 (+12.79%) Land $34,000 Building $426,400
2022	$3,153.00	$408,200 Land $29,900 Building $378,300	$408,200 Land $29,900 Building $378,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lakeland Internet Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
MetaLINK Technologies Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3

May also be available: Mercury Fiber, T-Mobile.

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