Black Hawk County property record for 4347 Charm Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,498 sqft · built 1998 |
| Lot Size | 0.33 acres (14,388 sqft) |
| Owner | Company Name on File |
| Last Sale | $221,000 (Sep 2013) |
| Tax Bill | $7,174 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8813-07-351-126 |
| Primary APN | 8813-07-351-126 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 1,498 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 1,498 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,388 sqft (0.33 acres) |
| Lot Dimensions | 132 ft deep x 136 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4347 CHARM DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAND PARK THIRD ADDITION LOT 70 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | SOUTHLAND PARK THIRD ADDITION |
| Legal Lot Number | 70 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4347 CHARM DR, WATERLOO, IA 50701-9705 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2013 · Amount on File |
| Deed Sale | Sep 30, 2013 · Amount on File |
| Deed Document Number | 20132014007167 |
| Last Transfer Date | Sep 22, 2015 |
| Transfer Doc | 201600005711 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,174.00 (+8.63%) | $351,550 (+15.49%) Land $52,040 Building $299,510 | $351,550 (+15.49%) Land $52,040 Building $299,510 |
| 2024 | $6,604.00 (+7.42%) | ||
| 2023 | $304,410 (+8.74%) Land $52,040 Building $252,370 | $304,410 (+8.74%) Land $52,040 Building $252,370 | |
| 2022 | $6,148.00 | $279,940 Land $52,040 Building $227,900 | |
| 2021 | $279,940 Land $52,040 Building $227,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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