4346 S Summit St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4346 S Summit St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,782 sqft · built 2004
Lot Size	0.238 acres (10,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,367 (Oct 2004)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`304-57-170`

Property Details

APN / Parcel Number

Primary APN	`304-57-170`
Alternative APN	`304571704`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	2,782 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,379 sqft (0.238 acres)
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4346 S SUMMIT ST
City	GILBERT
State	AZ
Zip	85297-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	6E
Legal Township	2S
Legal Section	8
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	156
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2011
Census Tract	815901

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4346 S SUMMIT ST, GILBERT, AZ 85297-4550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 16, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2004 · Amount on Record
Deed Sale	Oct 19, 2004 · Amount on Record
Deed Document Number	20041217551
Last Transfer Date	Aug 16, 2023
Transfer Doc	0000429691
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4346 S SUMMIT ST, GILBERT, AZ 85297-4550
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 S SUMMIT ST, GILBERT, AZ 85297-4550
Investor	Possibly a Property Investor

Mortgage

Document Number	0001325157
Date	Dec 15, 2021
Instrument	20211325157

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2023
Property Address	4346 S SUMMIT ST, GILBERT, AZ 85297-4550
Document Number	0000429691
Map Reference	MB 575 PG 8
Instrument Date	Aug 16, 2023
Instrument	20230429691
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4346 S SUMMIT ST, GILBERT, AZ 85297-4550

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,260 (+63.8%)	$592,600 (+4.42%) Land $118,500 Building $474,100
2025	$2,869.00 (+3.42%)	$36,179 (-40.11%)	$567,500 (-6.06%) Land $113,500 Building $454,000
2024		$60,410 (+17.23%)	$604,100 (+17.23%) Land $120,800 Building $483,300
2023	$2,774.00 (+3.62%)	$51,530 Land $10,300 Building $41,230	$515,300 Land $103,000 Building $412,300
2022	$2,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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