4346 River Rd, Hickory, NC 28602 Property Records

Catawba County property record for 4346 River Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1996
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2022)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3700-07-69-8968`

Property Details

APN / Parcel Number

Primary APN	`3700-07-69-8968`
Alternative APN	`0601345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	2,784 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4346 RIVER RD
City	HICKORY
State	NC
Zip	28602-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 4 PLAT 37-129
Legal Lot Number	4
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2013
Census Tract	11102

Owner

4346 River Rd is owned and occupied by an individual who bought it in December 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4346 RIVER RD, HICKORY, NC 28602-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 12, 2021	Guardian's Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Aug 12, 2021 · Amount on File
Deed Document Number	202226267
Deed Book / Page	3785 / 373
Prior Transfer Date	Aug 14, 1997
Prior Transfer Doc	2043000846
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 15, 2022
Property Address	4346 RIVER RD, HICKORY, NC 28602-9741
Document Number	0037850373
Book / Page	3785 / 373
Map Reference	MB 37 PG 129
Instrument Date	Dec 15, 2022
Instrument	26267
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4132 2ND ST NE, HICKORY, NC 28601-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 RIVER RD, HICKORY, NC 28602-9741

Mortgage

Document Number	0000026268
Date	Dec 15, 2022
Instrument	26268

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2021: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 12, 2021
Property Address	4346 RIVER RD, HICKORY, NC 28602-9741
Document Number	0036790107
Book / Page	3679 / 107
Map Reference	MB 37 PG 129
Instrument Date	Jul 8, 2021
Instrument	19515
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 RIVER RD, HICKORY, NC 28602-9741

Mortgage

Document Number	19516
Date	Aug 12, 2021
Instrument	19516

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4346 River Rd was $1,040.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,000 Land $12,100 Building $248,900
2025	$1,040.00
2023	$1,230.00	$141,500 Land $12,100 Building $129,400	$261,000 Land $12,100 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4346 River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4346 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA S/D private · serves 132 people · EPA ID NC0118279
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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