4346 Indiana Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4346 Indiana Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,248 sqft · built 1981
Lot Size	1 acres (43,604 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Aug 2019)
Tax Bill	$2,036 (2024)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-0000-01221-0000`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-0000-01221-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,248 sqft Heated Area
Gross Area	3,315 sqft
1st Floor Area	2,723 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	43,604 sqft (1 acres)
Lot Dimensions	2,030 ft deep x 2,150 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N290000012210000
Street Address	4346 INDIANA CIR
City	PACE
State	FL
Zip	32571-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 7 AND 8, BLOCK B, WHITAKER ADDITION, DESCRIBED AS FOLLOWS: COMMENCE AT ME NORTHWEST CORNER OF SECTION 10, TOWNSHIP 1
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	WHITAKER ADD
Legal Block	B
Legal Lot Number	7-8 8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4010
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4346 INDIANA CIR, PACE, FL 32571-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP
Jun 27, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	201934107
Deed Book / Page	3856 / 1795
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4346 INDIANA CIR, PACE, FL 32571-1234
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 INDIANA CIR, MILTON, FL 32571-1234

Mortgage

Document Number	0042881420
Date	May 26, 2022
Book Page	4288/1420
Instrument	202232025

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4346 INDIANA CIR, PACE, FL 32571-1234
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 INDIANA CIR, PACE, FL 32571-1234

Mortgage

Document Number	0040040177
Date	Sep 21, 2020
Book Page	4004/177
Instrument	202047825

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 5, 2019
Property Address	4346 INDIANA CIR, PACE, FL 32571-1234
Document Number	0038561795
Book / Page	3856 / 1795
Instrument Date	Jul 30, 2019
Instrument	201934107
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GUARANTEE TTL OF NORTHWEST F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,564.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21332 NAUTIQUE BLVD, 21332, CORNELIUS, NC 28031-6410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 INDIANA CIR, PACE, FL 32571-1234

Mortgage

Document Number	0038561797
Date	Aug 5, 2019
Instrument	3856/1797

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 26, 2017
Property Address	4346 INDIANA CIR, PACE, FL 32571-1234
Document Number	0036731780
Book / Page	3673 / 1780
Instrument Date	Oct 24, 2017
Instrument	201744842
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARNATEE TITLE OF NORTHWEST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 W NINE MILE RD, 3000, PENSACOLA, FL 32534-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 INDIANA CIR, MILTON, FL 32571-1234
Investor	Possibly a Property Investor

Mortgage

Document Number	0201744843
Date	Oct 26, 2017
Instrument	201744843

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 27, 2017
Property Address	4346 INDIANA CIR, PACE, FL 32571-1234
Document Number	0036370107
Book / Page	003637 / 000107
Instrument Date	Jun 12, 2017
Instrument	26056
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Amount	Amount Recorded
Tax	$924.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	533 N SPRING ST PENSACOLA FL 325013927, PENSACOLA, FL 32501-3927

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,036.00 (+7.61%) Homeowner's exemption	$189,619 (+3%)	$254,942 (+4.26%) Land $48,000 Building $206,942
2023	$1,892.00 (+2.88%) Homeowner's exemption	$184,096 (+3%)	$244,533 (+4.89%) Land $40,000 Building $204,533
2022	$1,839.00 Homeowner's exemption	$178,734	$233,129 Land $28,800 Building $204,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Indiana Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures