Cook County property record for 4346 Gage Ave, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,166 sqft · built 1961 |
| Lot Size | 0.173 acres (7,541 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $222,500 (Aug 2004) |
| Tax Bill | $1,707 (2023) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-304-031 |
| Primary APN | 18-01-304-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,541 sqft (0.173 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 4346 GAGE AVE |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MEYERS)(RIVER)(HIGHLAND) SUB SEC 01-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | MEYERS RIVER HIGHLAND |
| Legal Lot Number | 35 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 819100 |
Source: Cook County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jan 21, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2004 · Amount on Record |
| Deed Sale | Aug 17, 2004 · Amount on Record |
| Deed Document Number | 200420017 |
| Last Transfer Date | Aug 4, 2016 |
| Transfer Doc | 0000046071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Document Number | 0005416207 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2605416207 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.19% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 21, 2026 |
| Property Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Document Number | 0002131016 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2602131016 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Document Number | 0009418336 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2209418336 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013225056 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2113225056 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4346 GAGE AVE, LYONS, IL 60534-1528 |
| Document Number | 2002308080 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4346 GAGE AVE LYONS IL 605341528, LYONS, IL 60534-1528 |
| Document Number | 2002308080 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2308080 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+%) Land $4,336 Building $16,664 | $210,000 (+%) Land $43,360 Building $166,640 | |
| 2023 | $1,707.00 (-19.29%) Homeowner's exemption Senior Citizen's exemption | $20,999 (+51.44%) Land $4,336 Building $16,663 | $209,990 (+51.44%) Land $43,360 Building $166,630 |
| 2022 | $2,115.00 Homeowner's exemption Senior Citizen's exemption | $13,866 Land $3,770 Building $10,096 | $138,660 Land $37,700 Building $100,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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