Kenton County property record for 4346 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 1949 |
| Lot Size | 0.08 acres (3,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,500 (Apr 2019) |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-09-009.00 |
| Primary APN | 056-41-09-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Gross Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,489 sqft (0.08 acres) |
| Lot Dimensions | 67.1 ft deep x 52 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4346 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT & BLDG PT LOTS 59-60 52'X 67.09' NEC 44TH & DEC |
| Legal Subdivision | FAIRVIEW LOT & BLDG |
| Legal Lot Number | 59,60 |
| Legal Unit | P |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4346 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 2, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Nov 22, 2005 · Amount on Record |
| Deed Document Number | 201904 02 059 00093 |
| Deed Book / Page | 6630 / 160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4346 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 0005900093 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 231/566 |
| Instrument | 21061605900093 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 2, 2019 |
| Property Address | 4346 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Document Number | 0000000093 |
| Book / Page | 0C6630 / 000160 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 93 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4346 DECOURSEY AVE COVINGTON KY 410151854, COVINGTON, KY 41015-1854 |
| Document Number | 95 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 006630/000164 |
| Instrument | 95 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,100 (-) Land $15,000 Building $88,100 | $103,100 (-) Land $15,000 Building $88,100 | |
| 2025 | $715.00 (-5.3%) Homeowner's exemption | $103,100 (-) Land $10,000 Building $93,100 | $103,100 (-) Land $10,000 Building $93,100 |
| 2023 | $755.00 Homeowner's exemption | $103,100 Land $10,000 Building $93,100 | $103,100 Land $10,000 Building $93,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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