4346 Crosswinds Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4346 Crosswinds Dr, Milton, FL 32583 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1999
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual Name on File
Last Sale	$264,900 (Feb 2023)
Tax Bill	$1,417 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-0795-00B00-0030`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-0795-00B00-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,533 sqft Heated Area
Gross Area	2,238 sqft
1st Floor Area	1,933 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,456 sqft (0.262 acres)
Lot Dimensions	1,350 ft deep x 850 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N28079500B000030
Street Address	4346 CROSSWINDS DR
City	MILTON
State	FL
Zip	32583-2896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSWINDS LOT 3 BLK B AS DES IN OR 4363 PG 1715
Legal Range	28W
Legal Township	01N
Legal Section	17
Legal Subdivision	CROSSWINDS
Legal Block	B
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2008
Census Tract	10712

Owner

Source: Santa Rosa County records · APN 17-1N-28-0795-00B00-0030

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4346 CROSSWINDS DR, MILTON, FL 32583-2896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2023 · Amount on Record
Deed Sale	Feb 01, 2023 · Amount on Record
Prior Sale	Mar 02, 2000 · Amount on Record
Deed Document Number	202304263
Deed Book / Page	4363 / 1715
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 01, 2023
Property Address	4346 CROSSWINDS DR, MILTON, FL 32583-2896
Document Number	0043631715
Book / Page	4363 / 1715
Map Reference	MB G PG 33
Instrument Date	Jan 30, 2023
Instrument	202304263
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5915 JAMESON CIR, MILTON, FL 32571-6303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CROSSWINDS DR, MILTON, FL 32583-2896

Mortgage

Document Number	0043631716
Date	Feb 01, 2023
Instrument	4363/1716

Lender

Name	GULF WINDS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 01, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,417.00 (+175.68%) Homeowner's exemption	$130,098 (+28%)	$210,276 (+0.65%) Land $28,000 Building $182,276
2023	$514.00 (+2.8%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$101,638 (+3%)	$208,910 (+14.84%) Land $28,000 Building $180,910
2022	$500.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$98,678	$181,916 Land $25,000 Building $156,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force 22 of 23 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.