4346 Craigdarragh Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4346 Craigdarragh Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,418 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$324,900 (Oct 2025)
Tax Bill	$3,571 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1423-0012-0030`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1423-0012-0030`
Alternative APNs	`00847524` `847524`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,418 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	1,474 sqft
Deck Area	60 sqft
Patio Area	456 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00847524
Street Address	4346 CRAIGDARRAGH AVE
City	SPRING HILL
State	FL
Zip	34606-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR BLK 12 LOT 3
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR
Legal Block	12
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41203

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4346 CRAIGDARRAGH AVENUE, SPRING HILL, FL 34606-6924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 7, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 23, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
Apr 18, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 8, 2017	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	2025072000
Deed Book / Page	4622 / 1470
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CRAIGOARRAGH AVENUE, SPRING HILL, FL 34606-6924

Mortgage

Document Number	0039561210
Date	Feb 24, 2021
Book Page	3956/1210
Instrument	2021012512

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	May 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 16, 2025
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0046221470
Book / Page	4622 / 1470
Map Reference	MB 17 PG 18-22
Instrument Date	Oct 14, 2025
Instrument	2025072000
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,274.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6712 BRIGHTON PARK DR, APOLLO BEACH, FL 33572-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CRAIGARRAGH AVENUE, SPRING HILL, FL 34606-6924

Mortgage

Document Number	0046221472
Date	Oct 16, 2025
Instrument	4622/1472

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 7, 2022
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0041530109
Book / Page	4153 / 109
Map Reference	MB 17 PG 18-22
Instrument Date	Apr 5, 2022
Instrument	2022026743
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD, 4343, SCOTTSDALE, AZ 85251-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924

Mortgage

Document Number	0041530111
Date	Apr 7, 2022
Book Page	4153/111
Instrument	2022026744

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 23, 2021
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0040301441
Book / Page	4030 / 1441
Map Reference	MB 17 PG 18-22
Instrument Date	Jul 21, 2021
Instrument	2021055162
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount Recorded
Tax	$2,102.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4346 CRAIGDARRAGH AVE, 4346, SPRING HILL, FL 34606-6924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 18, 2018
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0035741845
Book / Page	003574 / 001845
Instrument Date	Apr 13, 2018
Instrument	23608
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4346 CRAIGDARRAGH AVE SPRING HILL FL 346066924, SPRING HILL, FL 34606-6924

Mortgage

Document Number	35741847
Date	Apr 18, 2018
Book Page	003574/001847
Instrument	23609

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 8, 2017
Property Address	4346 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0034951602
Book / Page	3495 / 1602
Map Reference	MB17 PG18-22
Instrument Date	Jul 21, 2017
Instrument	2017045313
Transaction Type	Construction Loan
Record Updated	Jul 28, 2022
Title Company	COURTLAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$679.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4346 CRAIGDARRAGH AVE, 4346, SPRING HILL, FL 34606-6924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N JASMINE AVE STE Q, Q, TARPON SPRINGS, FL 34689-5102

Mortgage

Document Number	0034951603
Date	Aug 8, 2017
Instrument	3495/1603

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,571.00 (-22.87%)	$250,215 (-4.54%) Land $36,000 Building $214,215	$250,215 (-4.54%) Land $36,000 Building $214,215
2024	$4,630.00 (+19.24%)	$262,126 (+2.51%) Land $36,000 Building $226,126	$262,126 (+2.51%) Land $36,000 Building $226,126
2023		$255,709 Land $51,590 Building $204,119
2022	$3,883.00		$255,709 Land $36,000 Building $219,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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