4346 Co Rd 4505, Commerce, TX 75428 Property Records

Hunt County property record for 4346 Co Rd 4505, Commerce, TX 75428

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 2011
Lot Size	24.9 acres (1,084,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$283 (2024)
Deeds & Mortgages	Jun 2018 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1174-0080-001C-30`

Property Details

APN / Parcel Number

Primary APN	`1174-0080-001C-30`
Alternative APN	`R98540`

Interior

Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2011
Architectural Style	Mobile/Manufactured
Lot Area	1,084,992 sqft (24.9 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	R98540
Street Address	4346 COUNTY ROAD 4505
City	COMMERCE
State	TX
Zip	75428-6602
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A1174 WOOD J,TRACT 8-1C, ACRES 24.908
Legal Subdivision	WOOD J
Legal Tract	8-1C
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1034
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4346 COUNTY ROAD 4505, COMMERCE, TX 75428-6602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2018	Deed of Trust, Mortgage NATIONAL LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2015
Deed Sale	Aug 5, 2015
Deed Document Number	2015-09442
Record Updated	Jun 8, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUNT TX
Recording Date	Jun 15, 2018
Property Address	4346 COUNTY ROAD 4505, COMMERCE, TX 75428-6602
Document Number	0000009191
Instrument Date	Jun 15, 2018
Instrument	9191
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4346 COUNTY ROAD 4505, COMMERCE, TX 75428-6602
Document Number	0000003654
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 COUNTY ROAD 4505 COMMERCE TX 754286602, COMMERCE, TX 75428-6602

Mortgage

Document Number	0000003654
Date	Mar 19, 2018
Instrument	3654

Lender

Name	NATIONAL LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2033

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,560 (+163.31%) Land $239,590 Building $103,290	$342,880 (+1.51%) Land $239,590 Building $103,290
2024	$283.00 (+6.79%)
2023		$124,020 Land $10,400 Building $113,620	$337,790 Land $224,170 Building $113,620
2022	$265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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