43459 Oberlin Elyria Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 43459 Oberlin Elyria Rd, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 752 sqft · built 1952
Lot Size1.02 acres (44,431 sqft)
OwnerOwner Name on File
Last Sale$170,000 (May 2008)
Tax Bill$2,259 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-00-020-102-002

Property Details

APN / Parcel Number

Primary APN10-00-020-102-002

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area752 sqft Living Area
1st Floor Area752 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area44,431 sqft (1.02 acres)

Exterior Amenities

PorchPorch
Porch Area32 sqft
Patio Area417 sqft
Pole Barn540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address43459 OBERLIN ELYRIA RD
CityOBERLIN
StateOH
Zip44074-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOL20
Legal SubdivisionCARLISLE SEC 20
Legal Block102
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group1
Census Block1010
Census Tract60100

Owner

The current owner of 43459 Oberlin Elyria Rd bought it in May 2008.

Source: Lorain County records, as of March 20, 2026

Owner of RecordOwner Name on File
Mailing Address43459 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9590
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2008 · Amount on File
Deed SaleMay 30, 2008 · Amount on File
Deed Document Number2008002485
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address43459 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9590
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000856129
DateDec 28, 2021
Instrument2021-0856129
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43234
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address43459 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9590
Transaction TypeMortgage
Record UpdatedAug 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210830997
DateJul 28, 2021
Instrument2021-0830997
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43234
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 43459 Oberlin Elyria Rd was $2,259.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,259.00$48,620 (%) Land $16,210 Building $32,410$138,920 (-) Land $46,320 Building $92,600
2024$2,259.00 (+0.4%)$48,622 (+13.79%) Land $16,212 Building $32,410$138,920 (+13.79%) Land $46,320 Building $92,600
2023$2,250.00 (+1.12%)$42,729 (%) Land $15,712 Building $27,017$122,080 Land $44,890 Building $77,190
2022$2,225.00$42,730 Land $15,710 Building $27,020
2021$122,080 Land $44,890 Building $77,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43459 Oberlin Elyria Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43459 Oberlin Elyria Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cable Co-op.

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