4345 Yard Office Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 4345 Yard Office Rd, Laurel, MT 59044

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,868 sqft · built 1965
Lot Size	20 acres (872,899 sqft)
Owner	Individual Name on Record
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000D02504C`

Property Details

APN / Parcel Number

Primary APN	`000D02504C`
Alternative APNs	`03-0821-02-3-01-41-0000` `R866604`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Basement Area	1,052 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	872,899 sqft (20 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000D02504C
Street Address	4345 YARD OFFICE RD
City	LAUREL
State	MT
Zip	59044-8314
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S02, T02 S, R24 E, C.O.S. 3784, PARCEL 2, (22)
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1001
Census Tract	1902

Owner

Source: Yellowstone County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTANA FCU
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTANA FCU
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit ALTANA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004058736
Date	Sep 25, 2023
Instrument	4058736

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2038

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004056418
Date	Aug 25, 2023
Instrument	4056418

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003977787
Date	Jun 25, 2021
Instrument	3977787

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003992974
Date	Oct 8, 2021
Instrument	3992974

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4345 YARD OFFICE RD, LAUREL, MT 59044-8314
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004021896
Date	Jul 5, 2022
Instrument	4021896

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (-30.47%)	$327,771 (+15.38%)	$327,771 (+15.38%) Land $18,911 Building $308,860
2023	$1,861.00	$284,082	$284,082 Land $16,332 Building $267,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisp West.

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