4345 Terrabella Way, Oakland, CA 94619 Property Records

Alameda County property record for 4345 Terrabella Way, Oakland, CA 94619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1993
Lot Size	0.037 acres (1,602 sqft)
Owner	2 Trust Names on File
Last Sale	$1,229,000 (Jul 2022)
Tax Bill	$18,302 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2687-55`

Property Details

APN / Parcel Number

Primary APN	`37-2687-55`
Alternative APN	`037-2687-055-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,602 sqft (0.037 acres)
Terrain	Gentle Slope
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4345 TERRABELLA WAY
City	OAKLAND
State	CA
Zip	94619-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00062 BLK: TR: 5827
Legal Subdivision	5827 MONTEBELLO TERRACE
Legal Tract	5827
Legal Lot Number	62
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2020
Census Tract	408000

Owner

4345 Terrabella Way is owner-occupied and held in a trust since July 2022.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer
Jul 8, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Feb 25, 2014 · Amount on File
Deed Document Number	2022124707
Prior Transfer Date	Apr 18, 1994
Prior Transfer Doc	0000161676
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2026
Property Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156
Document Number	0000009156
Map Reference	MB 188 PG 75
Instrument Date	Jan 23, 2026
Instrument	2026009156
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 8, 2022
Property Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156
Document Number	0000124707
Map Reference	MB 188 PG 75
Instrument Date	Jun 29, 2022
Instrument	2022124707
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,786.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156

Mortgage

Document Number	0000124708
Date	Jul 8, 2022
Instrument	2022124708

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 TERRABELLA WAY, OAKLAND, CA 94619-3156

Mortgage

Document Number	0000111452
Date	Mar 18, 2021
Instrument	2021111452

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4345 Terrabella Way was $18,302.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,118,000 (-12.56%) Land $337,500 Building $787,500
2025	$18,302.00 Homeowner's exemption	$1,278,651 Land $383,595 Building $895,056
2023	$18,584.00	$1,229,000 Land $368,700 Building $860,300	$1,078,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 Terrabella Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 Terrabella Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.

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