4345 SW 20th Ln, Gainesville, FL 32607 Property Records

Alachua County property record for 4345 SW 20th Ln, Gainesville, FL 32607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,321 sqft · built 1985
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Trust Names on File
Last Sale	$183,000 (May 2023)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06686-068-000`

Property Details

APN / Parcel Number

Primary APN	`06686-068-000`
Alternative APNs	`00691820000` `1054172`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4345 SW 20TH LN
City	GAINESVILLE
State	FL
Zip	32607-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U9
Legal Description	MARCHWOOD PB M-47 LOT 68 OR 5091/2368
Legal Range	19E
Legal Township	10S
Legal Section	10
Legal Subdivision	MARCHWOOD
Legal Lot Number	68
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2012
Census Tract	1522

Owner

4345 SW 20th Ln is owner-occupied and held in a trust since May 2023.

Source: Alachua County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4345 SW 20TH LN, GAINESVILLE, FL 32607-3828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC
Apr 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	20233491063
Deed Book / Page	5091 / 2368
Prior Transfer Date	Sep 30, 1998
Prior Transfer Doc	2198002996
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 17, 2023
Property Address	4345 SW 20TH LN, GAINESVILLE, FL 32607-3828
Document Number	0050912368
Book / Page	5091 / 2368
Map Reference	MB M PG 47
Instrument Date	May 17, 2023
Instrument	3491063
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15357 NORTHWEST 24TH STREET, PEMBROKE PINES, FL 33028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4345 SW 20TH LN, GAINESVILLE, FL 32607-3828
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Apr 26, 2019
Property Address	4345 SW 20TH LN, GAINESVILLE, FL 32607-3828
Document Number	0046791826
Book / Page	4679 / 1826
Map Reference	MB M PG 47
Instrument Date	Apr 20, 2019
Instrument	3187097
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5040 BRIGHTMOUR CIR, 5040, ORLANDO, FL 32837-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16357 NW 24TH ST, HOLLYWOOD, FL 33028-1787

Mortgage

Document Number	3187098
Date	Apr 26, 2019
Instrument	3187098

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4345 SW 20th Ln was $3,793, up 4% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (+4.03%)	$164,759 Land $68,000 Building $96,759	$164,759 Land $68,000 Building $232,759
2024	$3,646.00 (+24.44%)
2023	$2,930.00 (+15.08%)	$145,005 (+12.34%) Land $66,000 Building $79,005	$145,005 (+12.34%) Land $66,000 Building $79,005
2022	$2,546.00	$129,079 Land $58,000 Building $71,079	$129,079 Land $58,000 Building $71,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 SW 20th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 SW 20th Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Pavlov Media.

Nearby Properties on SW 20th Ln

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