4345 Rudyard Kipling Rd, Elgin, IL 60124 Property Records

Kane County property record for 4345 Rudyard Kipling Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$487,500 (Jul 2021)
Tax Bill	$15,518 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-403-009`

Property Details

APN / Parcel Number

Primary APN	`05-26-403-009`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	4345 RUDYARD KIPLING RD
City	ELGIN
State	IL
Zip	60124-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK UNIT NO 1 LT 68
Legal Subdivision	STONEBROOK
Legal Block	1
Legal Lot Number	68
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1044
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK
Oct 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202158233
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000017796
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number	0000017796
Instrument Date	Apr 15, 2026
Instrument	202617796
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2021
Property Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number	0000058233
Map Reference	DOC 2008K021964
Instrument Date	Jul 22, 2021
Instrument	2021K058233
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4345 RUDYARD KIPLING RD, 4345, ELGIN, IL 60124-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643

Mortgage

Document Number	0000058234
Date	Jul 29, 2021
Instrument	2021K058234

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 18, 2018
Property Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number	0000051035
Map Reference	DOC2008K021964
Instrument Date	Aug 30, 2018
Instrument	2018K051035
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4345 RUDYARD KIPLING RD, ELGIN, IL 60124-8643

Mortgage

Document Number	0000051036
Date	Oct 18, 2018
Instrument	2018K051036

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,518.00 (-3.84%) Homeowner's exemption
2024	$16,138.00 (+8.45%)	$188,736 (+19.51%) Land $33,165 Building $155,571	$566,435 (+19.55%) Land $99,535 Building $466,900
2022	$14,880.00 (+8.49%) Homeowner's exemption	$157,931 (+12.3%) Land $24,917 Building $133,014	$473,793 (+12.3%) Land $74,751 Building $399,042
2021	$13,716.00 Homeowner's exemption	$140,629 Land $24,072 Building $116,557	$421,887 Land $72,216 Building $349,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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